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Newer metal roof, furnace, oil tank, and hot water heater!! All the “big ticket” items have been completed for you, making this truly a MOVE-IN ready, easy maintenance home. If it is your dream to own in Exeter and within the SAU16 school district, you should jump at this affordable opportunity on a nice corner lot. This home has a spacious feel upon entry. The open concept kitchen/dining/living area with cathedral ceiling allows for a versatile floor plan that you can use however you desire. The two bedrooms and two baths are on either side of the home, allowing for privacy and quiet. You have your own washer/dryer and storage directly off the kitchen - super convenient and brand new flooring! This cozy abode also has central AC! Outside is a good sized deck for relaxing and “catching the rays”, a shed for storage, and a pretty flower garden. Pets, including dogs (some breeds limited) are allowed!! Amenities include an inground pool and playground! Park approval required. Turn your home ownership dream into a reality!
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $180,000 | $180,000 | $180,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.083% | 7.063% | 6.152% |
Monthly Tax Payment | $218 | $218 | $218 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,138 | $1,182 | $1,507 |
Total Monthly Payment | $1,431 | $1,475 | $1,800 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.