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Fantastic value UNDER $120/ SQUARE FOOT!! Check out this large 4bedroom/3bath home situated on a HIGH and DRY lot in the great Silver Oaks Community. "Hub and Spoke" floor plan features a kitchen in the center of the home with main living areas connected to the kitchen making this home perfect for entertaining or large families. Floor plan also offers a living room, separate family room, dining area, PLUS a bonus room that could either be a den or home office with French door access to the lanai. Kitchen offers a pass thru window to the bonus room and a spacious breakfast bar which are great serving stations while entertaining. Also featured in the floor plan are 2 primary bedrooms with ensuite bathrooms making this home excellent if you have elderly parents or family that need their own suite. All interior flooring is either tile or laminate for ease of cleaning. Primary bedroom suite has direct access to the huge 15'x32' screen enclosed lanai that has electrical connection for a hot tub. Entry includes a 10'x13' front courtyard shaded by a grand oak. NO DOWN PAYMENT financing is available for this home through the USDA Rural Housing Program. Located just 2. 6 miles from local hospital, Starbucks, restaurants, and grocery stores or 12. 8 miles to name brand shopping mall. Just 38. 4 miles to Tampa International Airport offers easy travel access for you and your visitors.
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Our Executive Mortgage Banker:
Our Insurance Division:
$349,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $279,920 | $279,920 | $279,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.083% | 7.063% | 6.152% |
Monthly Tax Payment | $712 | $712 | $712 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,769 | $1,839 | $2,343 |
Total Monthly Payment | $2,556 | $2,626 | $3,130 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.