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209 Ferrand Road, Georgia, VT, 05478 | $340,000
This incredible property won't last long - so don't sleep on the opportunity to experience the wonder that is 209 Ferrand Road! Welcome to your year-round, lakefront oasis, tucked away on the edge of Lake Champlain. Situated on owned land, and blessed with Westerly views and stunning sunsets, this is an incredibly rare property with an extensive list of benefits and upgrades. This 3 bedroom, 2 bathroom home offers more than enough space to live comfortably, with plenty of upgrades throughout. An on-demand water system, pellet stove, new electrical and an incredible kitchen space make this property an easy choice; paired with a sun-drenched floor plan and water views from every room, it's an easy decision to call home. The floor plan is fluid, with the convenience of laundry and a sizable bedroom on the main level, and two additional bedrooms and a bathroom upstairs. Operating as a fully functioning, year-round single family residence, this home is the best of both worlds, a sweet collaboration of home and adventure. With ample access to Burton Island, and just moments to the Saint Albans Bay area and I-89, the location can't be beat. Solidify this beautiful lake home and make it yours; summer is calling! Showings begin 5/19.
Features
- Rooms: 5
- Bedrooms: 3
- Baths: 2 full
- Style: Colonial,Contemporary
- Year Built: 1945
- Heating: Propane,Pellet Stove
- Cooling: None
- Basement: Concrete Floor,Crawl Space,Unfinished
- Approx Sq. Feet: 1,747
- Acreage: 0.13
- Est. Taxes: $3,736
- Lot Desc: Lake Access,Lake Frontage,Lake View,Lakes,Water View,Waterfront,Neighborhood
- Water Front: Yes
- Elem. School: Georgia Elem/Middle School
- Middle School: Georgia Elem/Middle School
- High School: Choice
- MLS#: 5041320
- Website: https://www.raveis.com
/prop/5041320/209ferrandroad_georgia_vt?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of PrimMLS. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated 5/17/2025Listing courtesy of Coldwell Banker Hickok and Boardman Phone: 802-863-1500
Listing Agent: Nicole Broderick
William Raveis Family of Services
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888.699.8876
Contact@raveis.com
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Brian SkellyVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 793093
203.415.2989
Brian.Skelly@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
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Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
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Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
209 Ferrand Road, Georgia, VT, 05478
$340,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Brian Skelly
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $272,000 | $272,000 | $272,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.083% | 7.063% | 6.152% |
| Monthly Tax Payment | $311 | $311 | $311 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,719 | $1,787 | $2,277 |
| Total Monthly Payment | $2,105 | $2,173 | $2,663 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484