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***Ask about the possibility of receiving 1% reduction in interest rate and free refi. *** Beautifully located in The Bend at River Road on Johns Island, this lovely and spacious home offers everything you could want and more. From the moment you arrive, you'll be charmed by the attractive exterior, welcoming front porch, and overall curb appeal. Step onto the inviting porch and enter a bright home highlighted by beautiful new wide plank laminate flooring that flows throughout the main level. The family room greets you with a cozy fireplace, creating a warm and comfortable setting. Just beyond, the formal dining room leads to a stunning kitchen complete with white cabinetry, granite countertops, stainless steel appliances, a decorative backsplash, and an eat-in area that opens to the screened porch and backyard. A convenient powder room completes the main floor. Upstairs, the massive primary bedroom features a tray ceiling, crown molding, a walk-in closet, and an en suite bath with a dual sink vanity, soaking tub, and step-in shower. Two additional bedrooms, a full bathroom, and a laundry room round out the upper level, offering space and functionality for everyday living. Out back, the huge 14 x 14 screened porch is a highlight, providing the perfect setting for relaxing, entertaining, or enjoying the beautiful Lowcountry weather. The backyard is framed by mature trees and offers ample room to play, garden, or simply unwind. The home also includes solar panels, helping to reduce energy costs. The solar panels also have a battery backup in the event of a power outage. Living on Johns Island means enjoying proximity to top-notch restaurants and entertainment. Grab a bite at local favorites like Kiss Café, The Royal Tern, or Seanachai, or sip a locally brewed beer at Estuary or Low Tide Brewery. Freshfield Village, just outside Kiawah Island, offers even more to explore. This home is also just 3. 7 miles from the City of Charleston Municipal Golf Course, 5. 3 miles from James Island County Park, and 7. 1 miles from downtown Charleston. With so much to love about this home and its location, this is a rare opportunity you won't want to miss.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $404,000 | $404,000 | $404,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.625% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.159% | 7.166% | 6.268% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,587 | $2,685 | $3,407 |
Total Monthly Payment | $2,679 | $2,777 | $3,499 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.