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Beautifully updated waterfront Home located In Gulf Harbors Community. Deep Water Canal leads to the South Chanel. Only mins out to the Gulf of Mexico. Sailboat access. 50 ft of waterfront. Home updated with all permits required, a Reputable local General Contractor was used. Gives everyone a piece of mind… well it’s time to relax. Move-in ready, be the first to enjoy the updates, new tile floors throughout, freshly painted, new kitchen and with all new appliances. Bathrooms completely renovated -– The TILE roof extends over the Florida Room matching the entire roof of the house. New AC couple years old. Two docks – one is a Floating Dock. Room for all your water toys - Direct Gulf Access. Create your own outdoor paradise, room to add a pool, & boat lift. Optional membership: Gulf Harbors Private Beach club for only $200. 00 annually - it offers grills, bathrooms, showers, tables and benches, w/ cabanas. Great meeting place for a cookout. Or just enjoy the privacy of your own home sitting on your own private patio with friends. This home has an open Floor Plan, Living Room & Dining combo, Breakfast Sitting area with Breakfast Bar in Kitchen, Kitchen lighting updating and spacious tiled Florida Room. Boat Lovers…spend your day exploring the island beaches or just pull your boat up to a local restaurant. Gulf Harbors Civic Association also has an optional Membership of $125 a year – Community paper lists all events and mentions all various clubs that are avail to join if interested. Community offers two boat ramps; a key is required for access at a small fee - The Gulf of Mexico only mins away. You are near the waterfront dining by boat access or car, & shopping! Historical Downtown New Port Richey offers fun places to visit. Interesting silent movie industry past! Don’t miss this old town charm. Tampa Airport about 50 mins away, the Historical Tarpon Springs Sponge docks only 15 mins away. Clearwater Beach is about 50 mins away.
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Our Executive Mortgage Banker:
Our Insurance Division:
$549,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $439,920 | $439,920 | $439,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.083% | 7.063% | 6.152% |
Monthly Tax Payment | $532 | $532 | $532 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,781 | $2,890 | $3,683 |
Total Monthly Payment | $3,405 | $3,514 | $4,307 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.