916 SAGO PALM WAY, Apollo Beach, FL, 33572 | $696,900

Waterfront luxury in Apollo Beach with no HOA, no CDD, and direct access to Tampa Bay and the Gulf of Mexico! This fully remodeled 4-bedroom, 2-bathroom block home offers 2, 767 total sq ft (2, 118 heated) on a nearly quarter-acre (just a few inches shy!) lot on the deep saltwater East Liga Canal with no fixed bridges. Bask in endless sunsets, breathe in the salty air, and soak up views so stunning you’ll wonder if you’ve stepped into a postcard. Even better? The home faces north—so you won’t be blasted with those intense sunrise rays first thing in the morning. Instead, enjoy gorgeous, golden-hour sunsets every evening from your deck or screen-enclosed pool. Pure Florida magic. This home is fully equipped for coastal living with a brand-new dock featuring water and electric, a boat lift, two concrete davit pads, and a concrete seawall—perfect for your boating lifestyle. The screened pool area also includes a paver sun deck, ideal for fire pit nights, lounging, or full-on sun goddess mode. The fully fenced yard includes two gates for easy access, lush tropical landscaping with plush, low-maintenance seashell and rock beds, and a gutter system to protect your investment. The circular driveway fits six vehicles (or several golf carts—which you can totally register here), making it a breeze to zip over to local waterfront spots like Circles, Fins, the marina, and more.
Need a caffeine fix or something stronger? You’re close to Starbucks, Dunkin’, Publix, local banking, liquor stores, meat markets, and even a local tennis club and fishing clubs. Seriously, the lifestyle here is dialed in. Inside, the home offers two spacious main living areas—use them as a family room and living room, or transform one into a game room or flex space depending on your needs. Enjoy a split-bedroom floorplan with brand-new tile flooring, crown molding, recessed lighting, and hurricane-impact windows and front door that may offer serious insurance savings. The oversized 2-car garage includes side storage access. The remodeled kitchen is every chef's dream with quartz countertops, soft-close cabinetry with custom hardware, under-cabinet lighting, stainless steel appliances, double Lazy Susans, pull-out shelves, pantry storage, and sleek pendant lights. The primary suite features double-door entry, walk-in closet, dual quartz vanities, expanded counter space, designer tile, and a glass-enclosed walk-in shower. Each bedroom includes ceiling fans, blinds, and oversized closets. The 4th bedroom/flex space with French doors and dual closets is ideal for an office, in-law suite, guest room, or second primary En-suite—and yes, this home would make an amazing Airbnb. Upgrades? We’ve got them: Brand-new water heater (May 2025), Brand New Pool Pump (2025) New AC system (June 2025), new roof (Dec 12, 2023), washer & dryer, fresh interior and exterior paint {2025}, and an assumable flood policy (pending approval). Local boat ramps less than a mile away make loading/unloading your boat a breeze. Boat commute to MacDill AFB (authorized personnel only—don’t test it!), Channelside, Tampa General, or cruise the bay. You’re also close to the Port of Tampa, Tampa International Airport, just 40 minutes to Anna Maria Island, and 1. 25 hours to Disney, easy commute to I-75, Selmon Exp, St. Pete, Hard Rock Casino, etc. And yes—you can fish from your own dock in your own backyard. Book your private tour today and claim your slice of Florida waterfront heaven. FREE KEY WITH PURCHASE!

Features

  • Amenities: Playground
  • Rooms: 11
  • Bedrooms: 4
  • Baths: 2 full
  • Lot Size: 75 x 120
  • Laundry: In Garage
  • Style: Cape Cod, Coastal, Contemporary, Florida, Ranch
  • Year Built: 1974
  • Garage: 2-car Driveway, Garage Door Opener
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 2,118
  • Acreage: 0.21
  • Lot Size: 75 x 120
  • Est. Taxes: $647
  • Lot Desc: Flood Insurance Required, City Lot, In County, Landscaped, Near Marina, Sloped, Street Dead-End
  • View: Pool, Water
  • Pool: Deck, Gunite, In Ground, Screen Enclosure
  • Pet Policy: Yes
  • Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Ice Maker, Microwave, Range, Washer
  • MLS#: TB8386449
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /prop/TB8386449/916sagopalmway_apollobeach_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/16/2025 10:09:32 PM)
Listing courtesy of FUTURE HOME REALTY INC   Phone: 813-855-4982

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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916 SAGO PALM WAY, Apollo Beach, FL, 33572

$696,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $557,520 $557,520 $557,520
Term 360 months 360 months 180 months
Initial Interest Rate** 6.500% 6.875% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.083% 7.063% 6.152%
Monthly Tax Payment $54 $54 $54
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,524 $3,663 $4,667
Total Monthly Payment $3,670 $3,809 $4,813

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.