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Charming Country Farmhouse with Pond, Barn, Cabin & First Floor In-Law Suite! Tucked away on over 5 private acres in the picturesque town of Fitzwilliam, this quintessential New England farmhouse offers the perfect blend of rustic charm and modern comforts. Enter through the electric driveway gate and discover a peaceful retreat complete with a beautiful private pond and multiple outbuildings including a newer barn and a cozy cabin with electricity and heat—ideal for guests, a home office, or studio. Inside, you’ll find the warm, inviting character you'd expect from a classic farmhouse. The interior boasts original wide pine floors in excellent condition, complemented by cherry and oak flooring in other areas, creating a rich and timeless atmosphere. An accessible soaker tub offers a spa-like experience, while recent updates like a new hot water heater and furnace ensure worry-free living. The home also features solar panels and newer windows, adding energy efficiency and sustainability to its list of thoughtful updates. Whether you're dreaming of a hobby farm, nature retreat, or simply a slower pace of life, 86 Old Troy Road delivers peace, privacy, and timeless New England charm. Showings begin at the Open House 5/18/25 1-3PM.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $520,000 | $520,000 | $520,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.625% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.109% | 7.166% | 6.268% |
Monthly Tax Payment | $665 | $665 | $665 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,330 | $3,456 | $4,385 |
Total Monthly Payment | $4,087 | $4,213 | $5,142 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.