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Welcome home to 980 Mount Carmel Avenue! Nestled at the foot of Sleeping Giant on 3. 66 acres and set well back from the road, this home is a wonderful private retreat and yet is just minutes from local restaurants, shopping, highways for commuters and easy access to New Haven. This expanded cape has been very well maintained and reflects pride of ownership that is hard to beat. It features a lovely entry foyer plus a front to back living room with a great fireplace and hardwood under the carpets plus a dining room that is perfect for any size dinners. Quartz counters and custom cabinets (including a pantry) are featured in the spacious kitchen that was updated ten years ago. A fabulous four season sunroom with plenty of windows lets in the natural light and provides beautiful views of the back woods and access to the deck. A bedroom, a den/office with fireplace and custom built-ins, and an updated full bath are in a separatee wing offering the possibility for an in-law. A half bath completes the main level. Two generous sized bedrooms, an updated full bath and walk in attic space are all on the upper level. The large unfinished basement offers the opportunity to create additional living space. New roof and vinyl siding in 2018. Seller to find suitable housing.
Type | Description | Level |
---|---|---|
Bedroom 1 | Hardwood Floor | Main |
Bedroom 2 | Ceiling Fan,Hardwood Floor | Upper |
Den | Built-Ins,Fireplace,Hardwood Floor | Main |
Dining Room | Hardwood Floor | Main |
Full Bath | Remodeled | Main |
Full Bath | Remodeled,Stall Shower | Upper |
Kitchen | Quartz Counters,Pantry,Tile Floor | Main |
Living Room | Fireplace,Wall/Wall Carpet,Hardwood Floor | Main |
Primary Bedroom | Ceiling Fan,Hardwood Floor | Upper |
Sun Room | Ceiling Fan,Sliders,Wall/Wall Carpet | Main |
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William Raveis Real Estate
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William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $456,000 | $456,000 | $456,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.083% | 7.063% | 6.152% |
Monthly Tax Payment | $862 | $862 | $862 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,882 | $2,996 | $3,817 |
Total Monthly Payment | $3,836 | $3,950 | $4,771 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.