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Set on quiet cul-de-sac, so convenient to everything Madison has to offer, this immaculate well maintained Colonial is move in condition! The private home itself is set back from the road, w/ gorgeous landscaping & an impressive stone walk up to the welcoming & covered front entryway. Once inside the spacious foyer, there is a comfortable office or first floor guest room w/ custom built-ins, a long living room that elbows into a formal classic dining room w/ crown molding. The center piece of this gracious home is the spectacular & unique chef's kitchen w/ granite counters including the eat-on island for 3, side cut stone backsplash & a brick wall accent. It blends into a robust family room w/ bay windows & curved raised hearth fireplace w/ heatilator insert plus a back nook, perfect for a play area. A powder room w/ granite vanity & full size laundry is strategically located just off the back door going out to an oversized multi-level deck facing south. A wide bright 2nd floor landing leads into all 4 generous bedrooms plus the family full bath w/ vaulted ceiling, skylight & spa tub. The primary bath also has high ceiling w/ skylight. Hardwood floors throughout, up & down plus separate storage areas on 3 levels including the partially finished 2 room basement. Recent improvements include making the home innovatingly smart w/ wireless control for most of the interior & exterior lights, entry doors, even the washer & dryer! More cooling options than normal with central air conditioning, a whole house fan AND 8 ceiling fans, all w/ lights no less. Even the 2 room outdoor storage shed w/ a large very usable lean-to has electricity & light. A large flat yard along w/ the massive asphalt driveway (basketball anyone?) makes for grand outdoor activities. Less than 1 mile away are multiple Madison Land Conservation Trust trails & the fish stocked Hammonasset River. Come & look, be done with your search for that special place.
Type | Description | Dimensions | Level |
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Bedroom 1 | Ceiling Fan,Hardwood Floor | 14.0 x 15.0 | Upper |
Bedroom 2 | Ceiling Fan,Hardwood Floor | 10.0 x 15.0 | Upper |
Bedroom 3 | Ceiling Fan,Hardwood Floor | 10.0 x 14.0 | Upper |
Dining Room | Hardwood Floor | 13.0 x 14.0 | Main |
Eat-In Kitchen | Remodeled,Ceiling Fan,Granite Counters,Dry Bar,Island,Hardwood Floor | 14.0 x 14.0 | Main |
Family Room | Bay/Bow Window,Beams,Ceiling Fan,Fireplace,Wood Stove,Hardwood Floor | 13.0 x 24.0 | Main |
Full Bath | Skylight,Vaulted Ceiling,Corian Counters,Whirlpool Tub,Tile Floor | Upper | |
Half Bath | Granite Counters,Hardwood Floor | Main | |
Living Room | Hardwood Floor | 13.0 x 24.0 | Main |
Office | Book Shelves,Built-Ins,Hardwood Floor | 11.0 x 12.0 | Main |
Primary Bath | Skylight,Corian Counters,Stall Shower,Tile Floor | Upper | |
Primary Bedroom | Bedroom Suite,Ceiling Fan,Full Bath,Hardwood Floor | 12.0 x 25.0 | Upper |
Rec/Play Room | Hardwood Floor | 12.0 x 12.0 | Main |
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VP, Mortgage Banker / Production Manager
William Raveis Mortgage, LLC
Phone: 203.305.5736
Kevin.DeTullio@Raveis.com
NMLS Mortgage Loan Originator ID 1724767
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $620,000 | $620,000 | $620,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.083% | 7.063% | 6.152% |
Monthly Tax Payment | $731 | $731 | $731 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,919 | $4,073 | $5,190 |
Total Monthly Payment | $4,742 | $4,896 | $6,013 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.