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Step inside this beautifully crafted custom Colonial and fall in love with everything it has to offer. Situated on a cul-de-sac within a community of 14 other custom built homes, this property enjoys proximity to shopping, a library, beaches, and a short walk to Niantic's downtown area and boardwalk. The main living area is defined by its open-concept design, seamlessly connecting the kitchen, dining area, and a living space featuring a propane fireplace and gleaming hardwood floors. Central air conditioning ensures year-round comfort. High-end kitchen appliances adds to the functionality and aesthetic appeal. The dining room offers flexibility, easily adaptable as a fifth bedroom if needed. The primary bedroom, measuring 24' by 18' provides ample space and includes a walk-in closet and an ensuite bathroom. The three additional bedrooms are generously sized and well-appointed with ample closet space. A fully finished basement adds significant living area, complete with a full bathroom, presenting a potential for use as an in-law suite or additional recreational space. Outdoor living is equally appealing. A welcoming front porch provides a space for relaxation, while a low-maintenance Trex deck in the rear offers privacy and an ideal setting for outdoor entertaining. The property's meticulous upkeep is evident throughout. Come and see this fabulous property with a space for everyone. This home has everything you need to make memories last a lifetime.
Type | Description | Dimensions | Level |
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Bedroom 1 | Ceiling Fan,Wall/Wall Carpet | 10.1 x 16.4 | Upper |
Bedroom 2 | Ceiling Fan,Wall/Wall Carpet | 10.3 x 11.7 | Upper |
Bedroom 3 | Ceiling Fan,Wall/Wall Carpet | 10.0 x 11.2 | Upper |
Dining Room | Ceiling Fan | 12.1 x 13.7 | Main |
Great Room | Wall/Wall Carpet | 32.1 x 22.7 | Lower |
Kitchen | Breakfast Nook,Granite Counters,French Doors,Island,Pantry,Hardwood Floor | 12.1 x 11.1 | Main |
Living Room | Balcony/Deck,Ceiling Fan,Gas Log Fireplace,French Doors,Hardwood Floor | 22.4 x 18.5 | Main |
Primary Bedroom | Ceiling Fan,Full Bath,Stall Shower,Walk-In Closet,Wall/Wall Carpet | 17.7 x 23.7 | Upper |
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Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $620,000 | $620,000 | $620,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 7.125% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.360% | 7.290% | 6.404% |
Monthly Tax Payment | $769 | $769 | $769 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,229 | $4,177 | $5,274 |
Total Monthly Payment | $5,090 | $5,038 | $6,135 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.