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Stunning and meticulously maintained, this former Litchfield Model Home offers 4 bedrooms - including a versatile bonus room (FROG) that can serve as a 4th bedroom, home office, or media room and 2 full baths. Built in 2007, the home features a gourmet kitchen with 42'' upper cabinets, roll-out drawers, and an oversized silestone island, ideal for both everyday living and entertaining. The open-concept layout includes a formal dining room with a tray ceiling, tons of recessed lighting, a spacious family room with 11-foot ceilings, and engineered hardwood flooring throughout the main living areas and hallways. The main-level primary suite features a tray ceiling, a custom-tiled shower, dual vanities, an expansive walk-in closet, and an additional small closet next to the shower. The upstairs bonus room includes built-in cabinetry, a mini fridge, and surround sound - perfect for entertaining or guest use. Additional highlights include a screened lanai for year-round enjoyment, a full-home audio system, plantation shutters, and professional landscape lighting. Major recent upgrades include a brand new 50-year architectural shingle roof with transferable warranty (2024), a new Heil HVAC unit with gas heat, and a transferable termite bond. Ideally situated in the highly sought-after Sandpines neighborhood and zoned for the award-winning Dorchester District Two school system, this home offers convenient access to shopping, dining, and everyday essentials.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $320,000 | $320,000 | $320,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.083% | 7.063% | 6.152% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,023 | $2,102 | $2,679 |
Total Monthly Payment | $2,098 | $2,177 | $2,754 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.