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A REAL GEM! SPACIOUS HOME! OPEN FLOOR PLAN! 4004 Sable Loop Drive Lake Wales, Florida is a VALENCIA Floor plan and is located in Lake Ashton, a desirable 55+ community with a guarded gate 24/7. Lake Ashton offers resort style amenities and activities, along with an optional Golf Membership that includes 36 holes of Golf. This 4 Bedroom/3 Bath home, located in THE PALMS of Lake Ashton, has over 2, 900 sq. ft. of living space with a side entry double car garage and separate golf cart entry. Offering excellent curb appeal with large paver driveway, mature landscape and double glass door entry, this home is a MUST SEE! Enter thru the double glass doors into this beautiful home. To your left is the Den/Office and Primary Bedroom. Directly in front of you is the family room with double sliders that lead to the covered, screened lanai and to your right is the formal dining area. The Den has a double door entry, BRAND NEW Anderson windows and cabinets and counter tops for your OFFICE needs. The spacious Primary Bedroom has a double door entry, double windows that give you a sneak peek to the covered, screened lanai, and His and Her Walk In closets. The Primary Bath features His and Her separate comfort height vanities, separate water closet with glass block window, a large soaking tub, and spacious walk in shower with grab bar and glass block window above. The kitchen is the center of this home. The kitchen features 42" cabinets, granite counter tops, island for food prep and food display, tiled backsplash, Stainless Steel appliances, a built in pantry, two solar tubes, breakfast bar and overlooks the living room and dinette areas. The living room has BRAND NEW Anderson windows and a double glass door entry to the covered, screened lanai. Bedroom 2 and 3 are on the right side of the home and are located closer to the garage and laundry room. The 2nd Bathroom is located between Bedroom 2 and 3 and offers a comfort height vanity with Corian counter top, tiled walk in shower with glass door enclosure and block window above. There is a linen closet located within close proximity to the BR 2 and BR 3. There is a drop zone just beyond the laundry room that is the ideal place to charge a phone or drop off your "STUFF" after a long day at the pool. The laundry room has cabinets, a wash tub and the washer/dryer will convey with the sale of the home. Bedroom 4 and Bath 3 are located on the right rear of the home. Bath 3 has a comfort height vanity with Corian counter top, walk in tiled shower with glass enclosure and glass block window above for natural light. The covered, screened lanai has a painted mural on the lanai wall and awnings cover the bump out birdcage at this home. Make an appointment to see this home today! Additional improvements to this home include: roof replacement (2022), Hot Water Heater (2024), CDD DEBT PAID IN FULL, air conditioner (3 years old) and select windows have been replaced in the home. Call your AGENT Today and enjoy the Florida Retirement Lifestyle you've been waiting for!
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $472,000 | $472,000 | $472,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.083% | 7.063% | 6.152% |
Monthly Tax Payment | $286 | $286 | $286 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,983 | $3,101 | $3,951 |
Total Monthly Payment | $3,361 | $3,479 | $4,329 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.