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One or more photo(s) has been virtually staged. NEW LISTING! Looking for investment potential in a Florida home?. . . Opportunities await when you OPEN THE DOOR to an AFFORDABLE single-family residence you can "make your own" with upgrades -- by design! Let's check it out! You will LOVE the SPLIT LAYOUT, OPEN-CONCEPT 1276 SQFT. FLOORPLAN which flows seamlessly from the comfortably-sized Living Room area - with an elegant mirrored wall - to the Dining Area off the Kitchen. The home is bathed in a BRIGHT & CHEERY atmosphere of NATURAL LIGHT streaming through the LARGE FRONT WINDOW and 3 sides of SURROUNDING WINDOWS in the SPACIOUS 324 sqft. SUNROOM further back. The Galley Kitchen has a LARGE PASS-THRU WINDOW, NEWER DISHWASHER (2021) and connects with the Dining Area & Family Room on each side. LARGE SLIDING DOORS provide access to the Sunroom on both sides. The ROOMY Main Bedroom boasts a WALK-IN CLOSET - making organizing your belongings a breeze! - and an EN SUITE BATHROOM with an EASY-ACCESS, WALK-IN SHOWER. The Guest Bedroom provides a cozy, PRIVATE retreat for visiting friends & family, Nearby is a SEPARATE GUEST BATHROOM with tub, shower doors and a hallway linen closet. Both bathrooms have tiled floors and SAFETY ACCESS BARS. The 2-car Garage also houses the washer/dryer, the HVAC system, and NEWER WATER HEATER (2023). Outside, there is an irrigation system with a well and NEW SPRINKLER PUMP (2024). Your future DREAM HOUSE beckons. If you are ready to experience the luxury of EPIC resort-style living -- Welcome to the golf-cart friendly neighborhood of Timber Oaks, a popular 55+ community in Pasco County. Your next home is nestled among a tranquil setting of natural and manicured landscapes, majestic trees, and conservatory pond sites. For a low HOA Fee ($50/month), the amazing lakeside clubhouse offers access to top-notch amenities. There are recreational and social activities GALORE to keep your calendar full - year round! You can relax in the HUGE, HEATED pool or jacuzzi while "taking in" serene views of the lake. For sports enthusiasts, there's tennis, bocce, shuffleboard and pickleball. For an active lifestyle, you can participate in dance classes, water aerobics, yoga classes, exercising in the fitness room, and walking or bicycling around the scenic trails. Enjoy hobbies like arts & crafts, sewing classes, wordworking shop projects, access to computer room, gardening club, travel club, card games, bingo and billiards. Connect with neighbors and friends at holiday and special events. What's more. . . the property is CONVENIENTLY LOCATED near major highways, medical facilities & fire station, banking, shopping, boating access, Gulf beaches and local waterfront dining. In this vibrant setting, SUCCESS lives at the best address! Don't miss out! Turn your investment into an income-producing project, your seasonal oasis or your full-time Florida resort TODAY!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$220,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $176,000 | $176,000 | $176,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.083% | 7.063% | 6.152% |
Monthly Tax Payment | $69 | $69 | $69 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,112 | $1,156 | $1,473 |
Total Monthly Payment | $1,256 | $1,300 | $1,617 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.