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Welcome to Westmont Oaks and this exceptional villa and floorplan! 2-bedroom plus bonus room/office space, 2 bath, 2 car garage
and inviting lanai with pond and nature views! Westmont Oaks is a lovely, treelined and gated community tucked away minutes from the Westchase entrance. Blink and you'll miss the turn to this quaint and peaceful villa retreat in the center of it all. Escape from your everyday into a quiet yet vibrant neighborhood with walking paths and a community pool. As you step into the bright and open villa, you'll appreciate the high ceilings and spacious living and dining areas. With countertops and cabinets galore, the kitchen will impress you with
the amount of storage space (yes! a pantry too) and room for your most intricate meal prepping. The dinette, with landscaped views, is a sweet spot for meals on the go. The primary bedroom is split from the second bedroom for added privacy. It has a large walk-in closet and connects to the primary bathroom. The primary bathroom includes double sinks, a linen and water closet. The 2nd bedroom has new carpet and is located just around the corner from the secondary hall bathroom. Don't miss the added bonus space perfect for a den, office or playroom. The real star of the show, though, is the exceptionally large (8 x 29) gorgeous, enclosed lanai/sunroom. Ideal for all weather conditions, the screened in windows open/close to meet your needs yet offers protection from the elements. With double fans this space will be enjoyed year-round for entertaining or a daily coffee spot to relax and watch the wildlife. The lovely pond view is a welcome distraction any day of the year. The 2-car garage has storage opportunities with freestanding closets and a screen to let the air in and keep the bugs out. Special added touches to this beautiful home also include fresh paint, plantation shutters throughout the home, ceiling fans in all rooms, indoor laundry with washer and dryer. Minutes to the Veterans Expressway, Tampa International Airport, multiple malls and trendy "downtown" Westchase is a short drive away. A short drive to fun spots such as Safety Harbor, Palm Harbor, Dunedin and the beaches. Downtown Tampa is approx. 15 minutes away. This desirable villa has been meticulously maintained and is available now! Trash, Internet, Cable, Gated Entry, Lawn Maintenance included in the low monthly HOA Dues! All room sizes are estimates and should be verified by buyer.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $360,000 | $360,000 | $360,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.625% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.109% | 7.166% | 6.268% |
Monthly Tax Payment | $201 | $201 | $201 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,305 | $2,393 | $3,036 |
Total Monthly Payment | $2,581 | $2,669 | $3,312 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.