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One or more photo(s) has been virtually staged. 6412 Diamond St #A&B, Tampa, FL 33619. Each unit in this duplex offers 3 bedrooms and 1 bathroom, providing ample space for comfortable living. One unit has been completely and freshly remodeled, offering move-in ready appeal. A new roof was installed in March 2025, adding long-term value and peace of mind. Currently, one unit is rented on a month-to-month basis at $1, 600, (long term tenant) with market rents estimated at $2, 100—giving you excellent upside potential. Whether you're looking to live in one unit and rent out the other, or seeking an investment property to add to your portfolio, this duplex fits the bill. Insurance costs for both units combined is $2200/year, Lawn care is $600/year, and property taxes are $4761/year. Combined rental income is $3700/month, $44, 400/year. Each unit is separate electric and water meter and tenant pays utilities. Trash is included in taxes. Step into this beautifully updated duplex offering spacious, functional layouts in both units. As you enter one of the units, you're welcomed into a bright and open living room that seamlessly flows into the kitchen. The kitchen features brand-new cabinets, countertops, a refrigerator, and a stove—perfect for everyday cooking and entertaining. Continuing past the kitchen, you'll find a convenient downstairs bedroom and access to a rear exterior door. Upstairs, the layout includes two generously sized bedrooms—one on each side of the hallway—separated by a full bathroom. Don’t miss this rare opportunity to own a turnkey income property with strong rental potential!
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William Raveis Real Estate
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $319,200 | $319,200 | $319,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.083% | 7.063% | 6.152% |
Monthly Tax Payment | $397 | $397 | $397 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,018 | $2,097 | $2,672 |
Total Monthly Payment | $2,490 | $2,569 | $3,144 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.