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One or more photo(s) has been virtually staged. Are you looking for a weekend getaway on the water without the stress of flooding? This stilt home is just the slice of
waterfront you have been wanting. This is a fisherman's dream! Endless storage with multiple sheds, most with
electrical and shelving to keep you organized. Under the house in the "garage" offers privacy, cool shade from the heat,
and insulation when its colder out. The seawall is in excellent shape with the sidewalk/cap designed with stamped
woodlike concrete. This is also an extended lot (1. 5 lots) so if you have animals there is plenty of grass for them.
Headed upstairs there is a spacious balcony with a lift system to carry all your groceries or heavier items up and
downstairs. The washer and dryer are in its own laundry room with ample storage. In the main living area, you'll notice
high ceilings and the newly installed luxury vinyl plank flooring. This is an open concept with room to add a eat in space
or kitchen island if desired. There is a bonus area which overlooks the canal and can be used as an office, sitting room,
dining room, you name it! This home is easy navigation to the Gulf (direct with no bridges) and a short idle out.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$299,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $239,200 | $239,200 | $239,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 7.125% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.360% | 7.290% | 6.404% |
Monthly Tax Payment | $56 | $56 | $56 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,632 | $1,612 | $2,035 |
Total Monthly Payment | $1,763 | $1,743 | $2,166 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.