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FULL RENOVATION JUST COMPLETED! NEARLY EVERYTHING IS BRAND NEW! Extremely sought after ONE STORY Villa with a TWO CAR GARAGE in the exclusive, GATED COMMUNITY of The Clusters at Carrollwood Springs! EXTREMELY LOW HOA's! ONLY $128 PER MONTH! This home has just gone through a complete transformation. Featuring 2 bedrooms, 2 bathrooms, a 2 car garage, and a large screened-in patio over looking the private & serene, waterfront lot!(otters and birds frequent) The main living area is open and airy with soaring ceilings and offers an open floor plan. New knock down ceiling texture in bedrooms and kitchen area. NEW WATERPROOF LUXURY VINYL PLANK FLOORING throughout the entire house and accented by NEW BASEBOARDS. NEW KITCHEN offers WHITE CABINETRY and shaker style doors. Cabinets are soft close doors and drawers with stainless steel accents, GRANITE COUNTERTOPS & NEW WHITE APPLIANCES! Dual primary bedrooms with each featuring private en-suite bathrooms and walk-in closets! TONS OF BRAND NEW UPGRADES, all within the past three months! Some include NEW ROOF, NEW PAINT, NEW LIGHTING, NEW FIXTURES, NEW TOILETS, NEW BATHROOMS, NEW KITCHEN, UPDATED ELECTRICAL PANEL, & MUCH MORE! HVAC replaced in 2022. This is essentially a new home within the existing concrete block structure! The Clusters at Carrollwood Springs is small, one-road circular street community surrounding a private lake. In the center of community is recently renovated HEATED POOL including new patio furniture and open area clubhouse over looking lake with several events planned each month! You will be hard pressed to find an HOA that low with the attributes this community offers! Planted in the heart of Carrollwood with tons of stores at your fingertips, some include: Aldi, Target, Sprouts, Publix, Wal-Mart, Staples, Ross, Applebees, Pollo Tropical, Whole Foods, Winn-Dixie, Bealls, Home Depot and many more! Homes rarely last hours on the market in The Clusters at Carrollwood Springs if they haven't been sold before going on the market! There isn't many one story villas with two car garages in the area, let alone the very low HOA! Once you enter the gates you'll see why these are such a hot commodity! This is a meticulously maintained community that is NOT a 55+ Community. Won't last long! Must own for 2 years prior to renting. HOME WAS NOT IMPACTED BY HURRICANES IN ANY WAY.
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Our Executive Mortgage Banker:
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Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $300,000 | $300,000 | $300,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.625% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.159% | 7.166% | 6.268% |
Monthly Tax Payment | $318 | $318 | $318 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,921 | $1,994 | $2,530 |
Total Monthly Payment | $2,314 | $2,387 | $2,923 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.