1491 CEDAR GROVE Terrace, Fleming Island, FL, 32003 | $369,000

This beautiful FLEMING ISLAND PLANTATION home is ready for its next owner! Located on a LAKEFRONT LOT with outstanding views, this home has 3 bedrooms, 2 baths, & a 2-CAR GARAGE. Incredibly maintained, this home features 10-FT CEILINGS in the living area & LVP & TILE FLOORS throughout (NO CARPET). The open kitchen includes white cabinetry, a raised bar-top, stainless appliances, & QUARTZ COUNTERTOPS. The large owner's suite overlooks the lake, & the owner's bath has quartz countertops & both a shower & GARDEN TUB. Have your coffee on the SCREENED & COVERED PATIO or enjoy the lake views from the FENCED BACKYARD. Other features: Shark Coating Garage Floor, Sprinkler System, & Pull-Down Attic Stairs. Washer & Dryer included! ROOF - 2019, HVAC - 2016; water heater - 2022. Enjoy Fleming Island Plantation Amenities w/ pools, pickleball, tennis, & more. YMCA, Golf Club, & top-rated schools are within walking distance, & shopping, restaurants, & NAS JAX are nearby. Don't miss this home!

Features

  • Amenities: Basketball Court, Pickleball, Playground, Tennis Court(s)
  • Bedrooms: 3
  • Baths: 2 full
  • Style: Traditional
  • Year Built: 2000
  • Garage: 2-car
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 1,540
  • Acreage: 0.21
  • Est. Taxes: $5,706
  • HOA Fee: $73 Annually
  • Lot Desc: Sprinklers In Front, Sprinklers In Rear
  • View: Lake, Water
  • Water Front: Yes
  • Appliances: Dishwasher, Disposal, Dryer, Electric Oven, Electric Range, Electric Water Heater, Microwave, Refrigerator, Washer
  • MLS#: 2087984
  • Days on Market: 2 days
  • Website: https://www.raveis.com
    /prop/2087984/1491cedargroveterrace_flemingisland_fl?source=qrflyer
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Listing courtesy of Keller Williams Realty Atlantic Partners

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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1491 CEDAR GROVE Terrace, Fleming Island, FL, 32003

$369,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $295,200 $295,200 $295,200
Term 360 months 360 months 180 months
Initial Interest Rate** 6.500% 6.875% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.083% 7.063% 6.152%
Monthly Tax Payment $476 $476 $476
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,866 $1,939 $2,471
Total Monthly Payment $2,417 $2,490 $3,022

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.