5208 DENVER STREET NE, St. Petersburg, FL, 33703 | $925,000

This spectacular waterfront pool home is perched atop one of the highest elevations on Denver St. and HAS NEVER FLOODED! With 84 feet of western-facing waterfront and deep-water access—free of low bridge restrictions—your boating dreams are ready to set sail at any time. This is the pinnacle of year-round, resort-style living in a beautifully updated residence, located in the highly coveted neighborhood of Ponderosa Shores. Just 10 minutes from vibrant Downtown St. Pete by boat, car, or golf cart, this estate is perfectly positioned on an expansive and elevated lot, offering direct Gulf and Bay open water access for your larger vessels. Oriented to capture westerly views over the serene waters of Ponderosa Shores, you’ll spend countless evenings enchanted by the warm bay breezes and breathtaking sunsets from your own private tropical paradise. Whether you’re casting a line, island hopping, or unwinding at a local sandbar, the 10, 000 lb boat lift, updated seawall, and newer composite dock provide unmatched flexibility and convenience—right from your spacious backyard. Inside, this thoughtfully designed home showcases a desirable split floor plan with three (3) bedrooms, including a luxurious primary suite with a walk-in closet, two (2) full bathrooms, a two (2) car garage, and approximately 1, 700 square feet of well-appointed living space. Noteworthy upgrades include a New Hot Water Heater (2024), New Rear Sliders (2024), Updated Bathrooms (2020), New Granite Counters (2023), and a Renovated Saltwater Pool (2020). The gourmet kitchen, the heart of the home, is elegantly outfitted with real wood cabinetry and a full suite of stainless steel appliances. As you cook or entertain, you’ll enjoy unobstructed views of the glistening water from the spacious rear deck. Step outside through the newly updated sliders to your covered and screened lanai—perfect for hosting unforgettable gatherings or simply relaxing as dolphins and manatees glide by. The western-facing, remodeled pool area, complete with newer equipment, is a true showstopper—offering mesmerizing sunset views and an idyllic setting for evening swims or alfresco entertaining. Ponderosa Shores exudes a strong sense of community. Once dubbed “St. Pete’s Hidden Gem, ” you’re just minutes away from the vibrant shops and acclaimed restaurants of booming Downtown St. Petersburg. Cruise the golf cart-friendly streets, join the Shore Acres Holiday Golf Cart Parade, stroll to nearby parks, or take a scenic bike ride through Snell Isle to Historic Vinoy Park and the bustling waterfront along the Northeast Trail. With its high & dry elevated position, no flood history, LOW flood insurance, luxurious updates, and unbeatable waterfront lifestyle, this home is sure to captivate the most discerning buyer.

Features

  • Amenities: Playground, Pool, Recreation Facilities, Tennis Court(s)
  • Rooms: 5
  • Bedrooms: 3
  • Baths: 2 full
  • Lot Size: 79 x 102
  • Laundry: In Garage
  • Style: Ranch
  • Year Built: 1977
  • Garage: 2-car Driveway, Garage Door Opener, Golf Cart Parking
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 1,694
  • Acreage: 0.18
  • Lot Size: 79 x 102
  • Est. Taxes: $3,509
  • Lot Desc: City Lot, Landscaped, Near Golf Course, Near Marina, Sidewalk
  • View: Water
  • Elem. School: Shore Acres Elementary-PN
  • Middle School: Meadowlawn Middle-PN
  • High School: Northeast High-PN
  • Pool: In Ground, Salt Water
  • Pet Policy: Yes
  • Appliances: Dishwasher, Disposal, Microwave, Range, Refrigerator
  • MLS#: TB8386834
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /prop/TB8386834/5208denverstreetne_stpetersburg_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/17/2025 8:02:13 PM)
Listing courtesy of SMITH & ASSOCIATES REAL ESTATE   Phone: 727-342-3800

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5208 DENVER STREET NE, St. Petersburg, FL, 33703

$925,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $740,000 $740,000 $740,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.250% 6.625% 6.500%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.911% 6.739% 6.686%
Monthly Tax Payment $292 $292 $292
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $4,556 $4,738 $6,446
Total Monthly Payment $4,940 $5,122 $6,830

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.