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This spectacular waterfront pool home is perched atop one of the highest elevations on Denver St. and HAS NEVER FLOODED! With 84 feet of western-facing waterfront and deep-water access—free of low bridge restrictions—your boating dreams are ready to set sail at any time. This is the pinnacle of year-round, resort-style living in a beautifully updated residence, located in the highly coveted neighborhood of Ponderosa Shores. Just 10 minutes from vibrant Downtown St. Pete by boat, car, or golf cart, this estate is perfectly positioned on an expansive and elevated lot, offering direct Gulf and Bay open water access for your larger vessels. Oriented to capture westerly views over the serene waters of Ponderosa Shores, you’ll spend countless evenings enchanted by the warm bay breezes and breathtaking sunsets from your own private tropical paradise. Whether you’re casting a line, island hopping, or unwinding at a local sandbar, the 10, 000 lb boat lift, updated seawall, and newer composite dock provide unmatched flexibility and convenience—right from your spacious backyard. Inside, this thoughtfully designed home showcases a desirable split floor plan with three (3) bedrooms, including a luxurious primary suite with a walk-in closet, two (2) full bathrooms, a two (2) car garage, and approximately 1, 700 square feet of well-appointed living space. Noteworthy upgrades include a New Hot Water Heater (2024), New Rear Sliders (2024), Updated Bathrooms (2020), New Granite Counters (2023), and a Renovated Saltwater Pool (2020). The gourmet kitchen, the heart of the home, is elegantly outfitted with real wood cabinetry and a full suite of stainless steel appliances. As you cook or entertain, you’ll enjoy unobstructed views of the glistening water from the spacious rear deck. Step outside through the newly updated sliders to your covered and screened lanai—perfect for hosting unforgettable gatherings or simply relaxing as dolphins and manatees glide by. The western-facing, remodeled pool area, complete with newer equipment, is a true showstopper—offering mesmerizing sunset views and an idyllic setting for evening swims or alfresco entertaining. Ponderosa Shores exudes a strong sense of community. Once dubbed “St. Pete’s Hidden Gem, ” you’re just minutes away from the vibrant shops and acclaimed restaurants of booming Downtown St. Petersburg. Cruise the golf cart-friendly streets, join the Shore Acres Holiday Golf Cart Parade, stroll to nearby parks, or take a scenic bike ride through Snell Isle to Historic Vinoy Park and the bustling waterfront along the Northeast Trail. With its high & dry elevated position, no flood history, LOW flood insurance, luxurious updates, and unbeatable waterfront lifestyle, this home is sure to captivate the most discerning buyer.
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Our Executive Mortgage Banker:
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$925,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $740,000 | $740,000 | $740,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.250% | 6.625% | 6.500% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.911% | 6.739% | 6.686% |
Monthly Tax Payment | $292 | $292 | $292 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,556 | $4,738 | $6,446 |
Total Monthly Payment | $4,940 | $5,122 | $6,830 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.