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The WATERFRONT Canal Home you've been waiting for has just hit the market! This updated 3-bedroom, 3-bath, 2-car garage home sits on an oversized (0. 27 acre) lot in central Englewood in a little NON-HOA canal subdivision called Gulf Wind, which is located on the Oyster Creek extension. This home's bonus feature is its 97-ft waterfront seawall, private kayak launch and private dock- with water, electric and a fish cutting station along with its 5, 000-lb boat lift! This boat lift already has a 2005 Key West 186 Sportsman Center Console Boat that could convey for an additional cost at contract. The beauty of this hidden gem is that there is only one bridge to the Intracoastal Waterway (ICW) in less than 20 minutes. Why is this home a diamond in the rough you might ask? Well besides its traditional upgrades of tile flooring, granite countertops, this home also has a BRAND-NEW ROOF (2023), NEW HVAC system (2020), LOW INSURANCE ($2, 200 hazard/wind; $5, 000 for flood) and has a very rare split floorplan with two primary en suites- each with walk-in closets and en suite bathrooms. The third bedroom does have a guest bathroom right outside its door, making it nearly feel like a third en suite. Kitchen includes 42" wooden cabinets, under cabinet lighting, granite countertops, tile backsplash, breakfast nook, a large granite island separating the living room from the kitchen with extra storage, two skylights directly above and pendant lighting. The water views are seen from practically every room and even has french doors leading to the Florida room off of the living room. The Bahama shutters with tinted windows gives the home that Florida feel from an exterior perspective. Close to all the beautiful gulf beaches, parks, shopping and much more! Schedule your showing today!
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $360,000 | $360,000 | $360,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.990% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.160% | 7.154% | 6.172% |
Monthly Tax Payment | $380 | $380 | $380 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,335 | $2,393 | $3,014 |
Total Monthly Payment | $2,790 | $2,848 | $3,469 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.