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This great 1499 square foot ranch, is the one you've been waiting for!. Nearly 1500 square feet this 3 bedroom, 1. 5 bath home sits in the very desired Spring Glen neighborhood. Updated kitchen features vinyl plank flooring, white shaker cabinets and granite countertops and backsplash and a much desired large pantry, and still enough room for a kitchen table ! The hardwood flooring, recently refinished, sparkles as you enter the large living room and full size dining room, just waiting for the next family gathering with the overflow going to the additional family room in the rear of the home with a homey brick fireplace and built-ins, overlooking a large rear deck. The full size bath, recently remodeled with white tile, plank vinyl flooring and large vanity with granite top, is a very generous size. Newer washer and dryer in the finished lower level along with enough room for an office, entertainment room or whatever you'd use the space for. All mechanicals are well cared for. Large partially fenced yard, for your pet and nearby you'll find the Hamden dog park, Moretti Field, and New Haven Country Club for the golf enthusiasts. Quiet, friendly neighborhood. You're going to love your new home!
Type | Description | Level |
---|---|---|
Bedroom 1 | Main | |
Bedroom 2 | Main | |
Dining Room | Ceiling Fan,Hardwood Floor | Main |
Family Room | Built-Ins,Ceiling Fan,Fireplace,Wall/Wall Carpet | Main |
Kitchen | Ceiling Fan,Granite Counters,Pantry,Vinyl Floor | Main |
Living Room | Bay/Bow Window,Hardwood Floor | Main |
Primary Bedroom | Half Bath,Walk-In Closet,Hardwood Floor | Main |
Rec/Play Room | Cedar Closet,Wall/Wall Carpet | Lower |
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William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $319,920 | $319,920 | $319,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.083% | 7.063% | 6.152% |
Monthly Tax Payment | $794 | $794 | $794 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,022 | $2,102 | $2,678 |
Total Monthly Payment | $2,891 | $2,971 | $3,547 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.