521 CUMMINGS STREET, Siesta Key, FL, 34242 | $1,795,000
Charming Canal Front Home – Your Island Oasis Awaits!
Welcome to your dream retreat on North Siesta Key a beautifully updated 3-bedroom, 3-bathroom Key West-style home, perfectly nestled on a quiet cul-de-sac just off the picturesque Grand Canal. This waterfront gem boasts 100 feet of private canal frontage, complete with a 5, 000LB covered boat lift and a spacious dock, ideal for boating enthusiasts. Just steps from the dock, unwind or entertain on the elevated covered deck, or take a dip in the heated Pebble-Tec pool, highlighted by a tranquil stone waterfall and a built-in bar accented with colorful Mexican tile.
Inside, soaring high ceilings and an open-concept layout creates an airy and inviting atmosphere. The chef’s kitchen is the heart of the home, featuring stainless steel appliances, granite countertops, dual sinks, and a center island with JennAir cooktop. A cozy marble wood-burning fireplace warms the dining space, while a breakfast bar seamlessly connects the kitchen and living areas.
The master suite is a private sanctuary, offering sliding glass pocket doors that open to a screened lanai, perfect for soaking in the island breezes. Step out to the spacious back deck with cable railings for breathtaking views of the canal and surrounding nature preserve. The master bath includes dual vanities, a walk-in shower, and a charming window seat.
Two additional bedrooms and a full bath are thoughtfully positioned for privacy, while the lower level features two garages and a 400 sq ft guest suite, with a full bath—ideal for visitors, extended stays, or a home office.
The fenced, low-maintenance yard is both child and pet-friendly and offers ample parking for a 20' boat and three additional vehicles. Positioned at the highest elevation on the street, this home sustained zero flooding during recent hurricanes. Added peace of mind comes with hurricane-rated front doors, a reinforced lanai, and recent upgrades including: - Metal roof, Nichiha siding, Trex decking & cable railings, and 13 new hurricane-impact windows. All of this just a short walk from Siesta Key Village and the world-renowned Siesta Key beaches. Whether you're seeking a peaceful island escape or the perfect place to host family and friends, this stunning canal-front home delivers the ultimate Florida lifestyle.
Don’t miss your chance to own this slice of paradise! Schedule your private tour today!
Features
- Rooms: 7
- Bedrooms: 3
- Baths: 3 full
- Laundry: Inside
- Style: Key West
- Year Built: 1983
- Garage: 2-car Boat, Driveway, Garage Door Opener, Garage Faces Rear, Garage Faces Side, Oversized, Parking Pad, RV Parking
- Heating: Central
- Cooling: Central Air
- Approx Sq. Feet: 2,500
- Acreage: 0.22
- Est. Taxes: $6,711
- Lot Desc: Cul-De-Sac
- View: Water
- Elem. School: Phillippi Shores Elementary
- Middle School: Brookside Middle
- High School: Sarasota High
- Pool: Gunite, Heated, In Ground, Other, Tile
- Pet Policy: Yes
- Appliances: Dishwasher, Disposal, Range, Refrigerator
- MLS#: A4633123
- Days on Market: 128 days
- Website: https://www.raveis.com
/eprop/A4633123/521cummingsstreet_siestakey_fl?source=qrflyer
Listing courtesy of Coldwell Banker Realty Phone: 941-388-3966
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Yokadi MejiaInsurance Sales Director, William Raveis Insurance
561.335.7966
Yokadi.Mejia@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
521 CUMMINGS STREET, Siesta Key, FL, 34242
$1,795,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
|---|---|---|---|
| Loan Amount | $1,436,000 | $1,436,000 | $1,436,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.625% | 6.500% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.911% | 6.739% | 6.686% |
| Monthly Tax Payment | $559 | $559 | $559 |
| H/O Insurance Payment | $125 | $125 | $125 |
| Initial Principal & Interest Pmt | $8,842 | $9,195 | $12,509 |
| Total Monthly Payment | $9,526 | $9,879 | $13,193 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388