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Welcome to 95 Gardner Avenue, a stunning antique Victorian trophy home in the distinctive Pequot Colony Historic neighborhood. This exquisite 1890 Victorian residence is the original Annex Cottage from a seaside resort, a testament to a bygone era, brimming with historical character and modern updates. Featuring 4 Bedrooms, 2 1/2 bathrooms, PLUS a library AND a 570sqft +/- bonus room, Cedar Mansard roof, floor-to-ceiling windows, beautifully carved French doors, sweeping front entry with an imperial staircase, original wood flooring, TWO original fireplaces. The spacious living areas are adorned with large windows and 10-foot ceilings, allowing natural light to flood the space. An eat-in chef's kitchen boasts quartz counters, a marble backsplash, newer soft-close cabinetry, stainless-steel appliances, a gas convection range, and hardwood flooring. A walk-in butler's pantry with original millwork, second dishwasher and laundry add charm and convenience, while recent upgrades such as a newer kitchen, bathrooms, water heater, water filtration, ceramic flooring, roof, new seamless gutters and stainless gutter guards, rebuilt chimney and side patio, newer sewer liner, updated plumbing, and replacement windows, with the exception of the 2 front original windows preserved for their aesthetic appeal! The 2nd floor has two newly renovated full bathrooms and four bedrooms, including the primary suite with a dedicated private full bathroom and dressing room. Additionally, a (continued) spacious 2-car garage provides storage space and shelter for your cars. The entire interior has been repainted within the past 6 years, and the exterior was recently painted in a stunning deep navy. Outside is your private paradise with landscaped gardens, colorful flower beds, a fenced backyard, an outdoor shower, and a ground-level deck. Located on a . 35-acre corner lot of a cul-de-sac street. Located one block from the Thames Riverfront and a casual short stroll to Ocean Beach with a lovely boardwalk and mini golf, waterfront restaurants, marinas, Michael's Dairy, Maritime Museum, Art galleries & studios, and the Thames Yacht Club! Close to Conn college, UConn Avery Point, Mitchell College, the Coast Guard Academy, Electric Boat, Navy Sub Base, and Pfizer. Don't miss your opportunity to own this exceptional Victorian home in one of New London's most coveted locations. Schedule your private showing today. Photos and 3-D Tour will be posted on 5/20! Schedule your private showing today! The fireplace in the formal living room is decorative only.
Type | Description | Dimensions | Level |
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Bedroom 1 | Hardwood Floor | 12.0 x 10.0 | Upper |
Bedroom 2 | Ceiling Fan,Hardwood Floor | 11.0 x 14.0 | Upper |
Bedroom 3 | Hardwood Floor | 13.0 x 11.0 | Upper |
Eat-In Kitchen | Remodeled,Breakfast Nook,Quartz Counters,Eating Space,Pantry,Hardwood Floor | 14.0 x 23.0 | Main |
Family Room | Built-Ins,Wood Stove,Wall/Wall Carpet | 20.0 x 19.0 | Main |
Formal Dining Room | 9 ft+ Ceilings,Fireplace,Hardwood Floor | 14.0 x 17.0 | Main |
Full Bath | Remodeled | Upper | |
Half Bath | Hardwood Floor | 7.0 x 6.0 | Main |
Library | 9 ft+ Ceilings,Book Shelves,Built-Ins,Hardwood Floor | 15.0 x 11.0 | Main |
Living Room | Bay/Bow Window,9 ft+ Ceilings,Fireplace,Hardwood Floor | 11.0 x 29.0 | Main |
Primary Bath | Remodeled,Ceiling Fan,Tile Floor | Upper | |
Primary BR Suite | Bedroom Suite,Dressing Room,Full Bath,Walk-In Closet,Hardwood Floor | 11.0 x 26.0 | Upper |
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $447,920 | $447,920 | $447,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.625% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.109% | 7.166% | 6.268% |
Monthly Tax Payment | $709 | $709 | $709 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,868 | $2,977 | $3,777 |
Total Monthly Payment | $3,669 | $3,778 | $4,578 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.