447 22ND STREET, Belleair Beach, FL, 33786 | $2,500,000

Welcome to waterfront living at its finest in Belleair Beach! Positioned high and dry during Hurricane Helene, this exceptional property offers 119 feet of unobstructed deep-water frontage—perfect for boating enthusiasts with direct Gulf access. The unique lot placement ensures the dock is set to the side, preserving panoramic views of the Intracoastal Waterway from nearly every room.

This beautifully updated 2-bedroom, 3-bathroom home (currently configured as 2 bedrooms + den that could be converted back to a 3rd bedroom) boasts a spacious 2, 679 sq. ft. layout on a private, oversized lot. Inside, enjoy a light-filled open floor plan with ceramic tile flooring, a wood-burning fireplace, and expansive windows framing tranquil water views. The chef’s kitchen features Corian countertops, Fisher Paykel drawer dishwasher, reverse osmosis drinking water filtration, and seamless flow into the dining and living spaces—ideal for entertaining.

Retreat to your private backyard oasis, complete with a heated pool and spa (refinished with durable fiberglass), SunSetter awnings, and a fully renovated patio with sun-filtering shades and plantation shutters for ultimate comfort. The north zone HVAC system was fully replaced in 2023, and the roof was redone in 2018, ensuring peace of mind.

Waterfront highlights include a grandfathered dock replacement opportunity, providing flexibility for future upgrades. Enjoy serene mornings spotting dolphins, evening fireworks on the horizon, and the privacy that comes with a prime cul-de-sac location.

Residents of Belleair Beach enjoy private beach access, parks, tennis courts, and the relaxed charm of this coveted Gulf Coast community—all while being just minutes from top dining, shopping, and entertainment.

If you’re looking for privacy, panoramic water views, and endless potential, this is the home for you.

Features

  • Rooms: 3
  • Bedrooms: 2
  • Baths: 3 full
  • Laundry: In Kitchen
  • Style: Florida
  • Year Built: 1979
  • Garage: 2-car Driveway
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 2,679
  • Acreage: 0.19
  • Est. Taxes: $10,647
  • Lot Desc: City Lot, Near Golf Course, Near Marina, Near Public Transit
  • View: Water
  • Pool: Fiberglass, Heated, In Ground
  • Pet Policy: Cats OK, Dogs OK, Yes
  • Appliances: Built-In Oven, Cooktop, Dishwasher, Disposal, Dryer, Electric Water Heater, Kitchen Reverse Osmosis System, Microwave, Range Hood, Refrigerator, Washer, Water Filtration System, Water Softener
  • MLS#: TB8354265
  • Days on Market: 81 days
  • Website: https://www.raveis.com
    /eprop/TB8354265/44722ndstreet_belleairbeach_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/19/2025 4:19:38 PM)
Listing courtesy of Coldwell Banker Realty   Phone: 727-581-9411

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
  • Showcase your home on raveis.com with a larger and more prominent format
  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

447 22ND STREET, Belleair Beach, FL, 33786

$2,500,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $2,000,000 $2,000,000 $2,000,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.375% 6.750% 6.500%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.949% 6.865% 6.726%
Monthly Tax Payment $887 $887 $887
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $12,477 $12,972 $17,422
Total Monthly Payment $13,489 $13,984 $18,434

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.