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Lovingly maintained c. 1800 Colonial set on a desirable & sunny corner lot in Portsmouth’s Little Harbor neighborhood. Rich in period detail, this home features original wide pine floors, historic window shutters, crown moldings, high ceilings, hand-hewn beams, the shop-keepers doorbell and charming built-ins, nooks, and curved walls. The refreshed kitchen offers new lower cabinets, high end appliances, and an improved layout—ready for the next owner to complete finishing touches. A newly added first-floor half bath and laundry w/soap stone sink adds modern convenience. The cozy dining room features a vaulted ceiling w/beams and a working Rumford fireplace, while the tiled sunroom offers natural light and overlooks a private pocket garden and patio—an ideal retreat in the heart of town. This home also offers ample closet space, easy access attic, a dry basement and a one-car garage. Recent updates include a new roof, gutters, and a concrete basement floor with vapor barrier. Close to downtown Portsmouth, the West End, and Peirce Island with public pool, boat launch, trails, and dog park. Also, near Prescott Park, Strawbery Banke, public tennis and pickleball courts, the Farmer’s Market, and City Hall. One hour to Boston, Portland & ski country. Recipient of the 2015 Portsmouth Advocates Preservation Award.
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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Loan Amount | $759,200 | $759,200 | $759,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.625% | 6.625% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.663% | 6.739% | 6.309% |
Monthly Tax Payment | $825 | $825 | $825 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,370 | $4,861 | $6,458 |
Total Monthly Payment | $5,287 | $5,778 | $7,375 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.