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Blue Ridge Beauty: 2025 BUILT CUSTOM HOME on a 1. 45 ACRE LOT, showcasing STRIKING CURB APPEAL with a mix of BRICK AND CONCRETE PLANK SIDING, TWIN FRONT GABLES, and WARM WOOD ACCENTS. The COVERED BRICK FRONT PORCH features a VAULTED, TONGUE AND GROOVE CEILING, setting the tone for the high-end finishes throughout. Step inside through DOUBLE FRONT DOORS to a spacious FOYER with 9 FT+ CEILINGS THROUGHOUT and a desirable SPLIT BEDROOM, OPEN FLOOR PLAN. The heart of the home includes a QUARTZ ISLAND KITCHEN with FARMHOUSE SINK, BREAKFAST BAR, and WALK-IN PANTRY WITH CUSTOM BUILT-INS and a “GROCERY DOOR” for easy access from the garage. The LIVING, DINING, AND KITCHEN AREAS flow seamlessly for EASY ENTERTAINING, and open to a SCREENED, COVERED TREX DECK and GRILLING PATIO. The PRIMARY SUITE is a retreat with TREY CEILING, DUAL QUARTZ VANITIES, CUSTOM TILE SHOWER, VESSEL TUB, and a LARGE WALK-IN CLOSET with direct LAUNDRY ROOM ACCESS. On the opposite side: THREE ADDITIONAL BEDROOMS with a FULL BATH AND BUILT-IN STORAGE, plus a 5th BEDROOM WITH FULL BATH ABOVE THE GARAGE. Finishing touches include HARDWOOD FLOORS THROUGHOUT main areas and primary, plush carpet in secondary rooms, and a PROFESSIONALLY LANDSCAPED YARD with EXTRA-LARGE DRIVEWAY.
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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Loan Amount | $680,000 | $680,000 | $680,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.250% | 6.750% | 6.500% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.712% | 6.852% | 6.686% |
Monthly Tax Payment | $40 | $40 | $40 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,187 | $4,410 | $5,924 |
Total Monthly Payment | $4,319 | $4,542 | $6,056 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.