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Pride of ownership found in this 5 bedroom, 3 bath, Colonial, which features a 1st floor in-law studio apartment with 2 separate entries. The slate foyer leads to a formal living room with quarter saw red oak floors and free standing bookshelves. The formal dining room is good sized and leads to the kitchen, with SS appliances, pantry with pullouts and is open to the family room, with beamed ceilings, a wood fireplace and sliders to a deck overlooking a private backyard. The mud room entry from the garage is great for hanging clothes. The first floor in-law studio apartment features a full bath with walk-in shower, counter with sink and cabinets, and a living room/bedroom set up. The in-law has separate entry from the outside and also the garage. The upper level consists of 4 bedrooms, all with red oak floors. The primary bedroom has its own full bath and ample closet space. The 2 car garage has openers and the basement is a walk-out to a great backyard. Some of the many features are newer thermal pane windows, Buderus furnace, water heater, ss appliances and a natural gas powered generator that can run the whole house. There are also 7 splits and two compressors for A/C, that were installed in 2021. The home is convenient to highways, schools, soccer fields, churches and shopping! A definite must see!
Type | Description | Dimensions | Level |
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Bedroom 1 | Hardwood Floor | 12.0 x 14.0 | Upper |
Bedroom 2 | Hardwood Floor | 10.0 x 14.0 | Upper |
Bedroom 3 | Hardwood Floor | 10.0 x 14.0 | Upper |
Bedroom 4 | Full Bath | 13.0 x 17.0 | Main |
Family Room | Fireplace,Sliders,Vinyl Floor | 12.0 x 18.0 | Main |
Formal Dining Room | Hardwood Floor | 11.0 x 13.0 | Main |
Kitchen | Pantry,Vinyl Floor | 9.0 x 13.0 | Main |
Living Room | Book Shelves,Hardwood Floor | 13.0 x 19.0 | Main |
Primary Bedroom | Full Bath,Hardwood Floor | 12.0 x 15.0 | Upper |
Studio Apt | Full Bath | 13.0 x 17.0 | Main |
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Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $384,000 | $384,000 | $384,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.083% | 7.063% | 6.152% |
Monthly Tax Payment | $741 | $741 | $741 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,427 | $2,523 | $3,215 |
Total Monthly Payment | $3,243 | $3,339 | $4,031 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.