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Charming Updated 2-Bedroom, 2-Bathroom Mobile Home with BONUS PARCEL – No HOA in Osceola County! Welcome to 490 Arnold Road in peaceful Kenansville, Florida—just 30 minutes south of St. Cloud! This beautifully updated 2-bedroom, 2-bath mobile home sits on a spacious . 21-acre lot (includes an additional parcel for a total of . 42 acre) and offers the perfect blend of comfort, convenience, and country living with a water view of Lake Marian. Step inside to discover an open and inviting interior with abundant natural light, laminate flooring throughout, and a split-bedroom floor plan for added privacy. The spacious living room flows seamlessly into the dedicated dining area, located just off the well-equipped kitchen. You’ll love the interior laundry room with direct access to the backyard—great for functionality and convenience. Recent updates include: New water softener system (2022), New well drilled (2024), Updated AC system (2022), Durable metal roof. No HOA and NO FLOOD ZONE, giving you flexibility and peace of mind. Located near Lake Marian, you’re just a short ride away from the public boat ramp and fishing pier—plus, this is a golf cart-friendly community, so you can cruise to the water for a relaxing afternoon of great fishing or sunset views! There are nearby restaurants, a gas station, a post office and a feed store all within a short drive. Whether you’re looking for a weekend getaway, a retirement retreat, or your next primary residence, this property has it all. Don’t miss this opportunity to enjoy Florida living at its best! The additional parcel is included as a bonus to the buyer which also features its own septic tank and impact credits, great for multi-generational living or future investment opportunity! All information is deemed reliable and shall be independently verified, measurements are estimated by proximity.
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Our Executive Mortgage Banker:
Our Insurance Division:
$194,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $155,200 | $155,200 | $155,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 7.125% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.360% | 7.290% | 6.404% |
Monthly Tax Payment | $84 | $84 | $84 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,059 | $1,046 | $1,320 |
Total Monthly Payment | $1,218 | $1,205 | $1,479 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.