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Exceptional 4 bedroom home with pond view in Victoria Gardens! Welcome to a beautifully updated 4-bedroom, 2/1 bath, 2-car garage home, situated on a premium corner conservation lot with tranquil pond views. Located in Victoria Gardens DeLand, the area's most sought-after 55+ community providing low-maintenance living with all the benefits of an active adult lifestyle. This move-in ready home offers natural beauty, comfort, and convenience. From the moment you pull into the driveway you will admire the charm of this Craftsman style home with a spacious covered front porch just waiting for a couple rocking chairs to enjoy the peaceful pond views. From the moment you enter through the elegant glass front door, you’ll be impressed by the spacious layout featuring a light and bright great room or formal dining room, separate living room/kitchen area featuring neutral ceramic tile , plantation shutters, and recessed lighting throughout. The heart of the home is the beautifully updated kitchen and open concept living area with granite counters, solid wood custom cabinetry, gas range, and cozy dinette, perfect for everyday living and entertaining. The primary suite is a true retreat, offering tray ceilings, a completely updated en-suite bathroom with double vanity, and a large walk-in closet with ample storage. Wake up and enjoy the tranquil ambiance of this exceptional home. The remaining 3 bedrooms and 1 1/2 bath have been tastefully updated with fresh finishes, neutral tile flooring, built-in closets, and ceiling fans. Relax on the screened lanai while enjoying peaceful views of the conservation area, while immersing yourself in Florida's natural beauty - a serene retreat right in your own backyard. All your big ticket items are taken care of; Roof 2021, Windows 2022, HVAC 2018, Water Heater 2018, Indoor laundry with Washer and Dryer, and 25x26 garage. Save on energy bills with natural gas range, water heater, and heat and solar panels. Community Fees provide lawn maintenance, Internet, Cable, Pest Control, Irrigation Water and amenities include recently renovated club house, community pool/spa with lap lanes, tennis courts, pickle ball courts, fitness center, boccie ball courts, walking trails, 2 gated security entrances and more! Offering natural beauty, comfort, and convenience, this move-in ready home is perfect for those seeking low-maintenance elegant living with access to nearby amenities and a welcoming neighborhood atmosphere. Priced to sell. Seller agrees to pay off solar with a competitive priced offer. Schedule your showing today! *All Realtor information is presumed correct but not guaranteed including descriptions, measurements, zoning, uses. Buyer and Buyers Agent to verify all information *
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $364,000 | $364,000 | $364,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.625% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.159% | 7.166% | 6.268% |
Monthly Tax Payment | $235 | $235 | $235 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,331 | $2,419 | $3,070 |
Total Monthly Payment | $2,641 | $2,729 | $3,380 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.