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Presented by![]() The Geena Becker Team |
Tucked away off Stratton Brook Road, this charming Colonial offers privacy and classic New England living. Enjoy a long, welcoming driveway with the home hidden from the road. Inside, beautifully refinished hardwood floors flow throughout. The spacious 4-bedroom, 2. 5-bath layout includes a front-to-back living room with a fireplace and a family room with a second fireplace, open to the kitchen-ideal for everyday living and entertaining. Additional features include a formal dining room, convenient first-floor laundry, and a unique half-door in one of the bedrooms for easy attic access and extra storage. Recent updates include replacement windows, low-maintenance vinyl siding, and composite decking overlooking a backyard with walkable access to Meadowlark Road and Farmstead Road. Move right in and add your personal touches over time. Ride your bike to Simsbury Farms Recreation Center, West Simsbury Center, or Simsbury High School-just 1. 9 miles away. Plowing contractor has committed to charging $50. 00 per plow for the winter. The septic tank is a two compartment tank with effluent filter and a 1, 500 gallon capacity. It was installed in June, 2019. It was installed and has been serviced by Suburban Sanitation Service (SSS) in Canton, CT. They do not keep a record of the composition of the tank, nor is that info on the Farmington Valley Health District (FVHD) website. If you need to know that, more research by SSS will be necessary. The pump chamber has a 500 gallon capacity and dual pumps for redundancy. The pumps were replaced and the chamber serviced in December, 2020 by Avon Plumbing & Heating Co. in Avon, CT. There is an alarm system for the pump chamber in the basement that alerts if the pumps are not working. The leaching field was replaced in 1989 and has required no service since. It was installed by Caldwell's Excavating & Grading, East Granby, CT. Maps of the tank, pump chamber, and leaching field locations are available on the FVHD website.
Type | Description | Level |
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Bedroom 1 | Hardwood Floor | Upper |
Bedroom 2 | Hardwood Floor | Upper |
Bedroom 3 | Hardwood Floor | Upper |
Dining Room | Main | |
Eat-In Kitchen | Main | |
Family Room | Built-Ins,Fireplace,Hardwood Floor | Main |
Living Room | Fireplace,Hardwood Floor | Main |
Primary Bedroom | Full Bath,Hardwood Floor | Upper |
Sun Room | French Doors | Main |
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NMLS Mortgage Loan Originator ID 1014636
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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---|---|---|---|
Loan Amount | $319,920 | $319,920 | $319,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.625% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.159% | 7.166% | 6.268% |
Monthly Tax Payment | $764 | $764 | $764 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,048 | $2,126 | $2,698 |
Total Monthly Payment | $2,887 | $2,965 | $3,537 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.