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Still paying someone else's mortgage? Time to break up with rent and move into your own dreamy Bed-Stuy studio-with ultra-low monthlies.
Welcome to Unit 2B at 186 Putnam Avenue: a smartly designed 400-square-foot studio condo in the buzzing heart of Bed-Stuy.
From the moment you walk in, you'll notice the high ceilings and oversized windows that let the sunshine pour in-because plants (and people) thrive in good light. The layout gives you space to sleep, live, and breathe without bumping into yourself. There's a deep soaking tub for the end-of-day unwind, plus ample closet space so you're not living out of a suitcase.
Central air? Check. In-unit washer/dryer? Check. Dishwasher so you can stop arguing with your sponge? Also check.
The kitchen and living area flow together effortlessly-perfect for hosting friends or just spreading out with your laptop and a glass of wine.
Upstairs, the shared rooftop terrace delivers panoramic views of Brooklyn and the Manhattan skyline. Your next sunset selfie spot? Found it. The building also features a video intercom system, because you should know who's buzzing before you buzz back.
All this in prime Bed-Stuy, just steps from standout coffee shops, eats, and boutiques. Plus, the C, A, and G trains are all close by, making it easy to get anywhere-if you ever want to leave.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$450,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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Loan Amount | $360,000 | $360,000 | $360,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.360% | 7.179% | 6.288% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,365 | $2,393 | $3,036 |
Total Monthly Payment | $2,440 | $2,468 | $3,111 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.