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28 Earl Street, Essex (Centerbrook), CT, 06409 | $624,900
Welcome to this beautifully maintained 3-bed, 2. 5-bath Saltbox Cape with a contemporary flair, tucked away in the desirable Centerbrook section of Essex. Nestled amid thoughtfully designed gardens and lovingly cared for by the same owners for over 30 years!! This home provides a rare blend of charm, functionality, and modern updates. Step inside to discover exposed beams, vaulted ceilings, a wood-burning fireplace, and an open, light-filled floor plan ideal for everyday living and entertaining. The kitchen brings a fresh touch, featuring an updated chef's kitchen with granite countertops, Viking stovetop, double oven, and KitchenAid appliances. The family room boasts natural light, surround windows, and an expansive living room with large windows and French doors, adding an inviting atmosphere perfect for gathering or unwinding. The first-floor primary suite offers single-level living with an en-suite bath/shower and closets. The third-floor loft and heated lower level provide flexible space for a home office, guest suite, or creative studio. Additional highlights include main-floor laundry with/ sink, built-ins throughout, high ceilings, and ample storage. Step outside and immerse yourself in nearly every gardener's dream. With over 320 square feet of private decking, you'll find the perfect spot to relax, entertain, or enjoy the serenity of your lush backyard retreat. The gardens have been carefully cultivated by local garden clubs and the surrounding shoreline area. . . The new addition was added in 2005, and the Leach fields were replaced in 2009. Three zones are offered for heat and central air to save on energy costs. The irrigation system is in place, which the seller has never used, and is being sold AS-IS. This is more than a home- a private sanctuary with a soul. Whether you're an avid gardener or simply someone who appreciates natural beauty, this gem offers the best indoor comfort and outdoor splendor. Minutes from Route 9, I-95, Schools, Essex Village, Ivortyton Playhouse, and Falls River, to name a few! Showings to begin at Open House Sat, May 16th @ 11 am
Features
- Town: Essex
- Rooms: 7
- Bedrooms: 3
- Baths: 2 full / 1 half
- Laundry: Lower Level
- Style: Cape Cod,Saltbox
- Year Built: 1985
- Garage: 2-car Under House Garage,Paved,Off Street Parking,Driveway
- Heating: Hot Water
- Cooling: Central Air
- Basement: Full,Fully Finished,Garage Access,Interior Access
- Above Grade Approx. Sq. Feet: 2,349
- Below Grade Approx. Sq. Feet: 700
- Acreage: 1.86
- Est. Taxes: $6,242
- Lot Desc: Secluded,Lightly Wooded,On Cul-De-Sac,Cleared,Professionally Landscaped,Open Lot
- Elem. School: Per Board of Ed
- Middle School: Per Board of Ed
- High School: Per Board of Ed
- Appliances: Gas Cooktop,Microwave,Range Hood,Refrigerator,Subzero,Dishwasher,Instant Hot Water Tap,Washer,Dryer
- MLS#: 24096220
- Website: https://www.raveis.com
/prop/24096220/28earlstreet_essex_ct?source=qrflyer
Listing courtesy of Coldwell Banker Realty
Room Information
| Type | Description | Level |
|---|---|---|
| Bedroom 1 | Upper | |
| Bedroom 2 | Upper | |
| Dining Room | Hardwood Floor | Main |
| Full Bath | Hardwood Floor | Upper |
| Half Bath | Hardwood Floor | Main |
| Kitchen | Remodeled,Breakfast Bar,Breakfast Nook,Granite Counters,Hardwood Floor | Main |
| Living Room | Built-Ins,Ceiling Fan,Fireplace,French Doors,Sliders,Hardwood Floor | Main |
| Living Room | Remodeled,Skylight,Vaulted Ceiling,Beams,Built-Ins | Main |
| Loft | Remodeled,Skylight,Vaulted Ceiling,On 3rd Floor | Upper |
| Office | Remodeled,Vinyl Floor | Lower |
| Other | Skylight,Interior Balcony,L-Shaped,Wall/Wall Carpet | Upper |
| Primary Bedroom | French Doors,Full Bath,Walk-In Closet | Main |
| Rec/Play Room | Remodeled,Vinyl Floor | Lower |
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 81725
203.980.8025
Frank.Kolb@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
Ray CashenPresident, William Raveis Attorney Network
203.925.4590
For homebuyers and sellers, our Attorney Network:
- Consult on purchase/sale and financing issues, reviews and prepares the sale agreement, fulfills lender
requirements, sets up escrows and title insurance, coordinates closing documents - Offers one-stop shopping; to satisfy closing, title, and insurance needs in a single consolidated experience
- Offers access to experienced closing attorneys at competitive rates
- Streamlines the process as a direct result of the established synergies among the William Raveis Family of Companies
28 Earl Street, Essex (Centerbrook), CT, 06409
$624,900
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Frank Kolb
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $499,920 | $499,920 | $499,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.083% | 7.063% | 6.152% |
| Monthly Tax Payment | $520 | $520 | $520 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,160 | $3,284 | $4,185 |
| Total Monthly Payment | $3,772 | $3,896 | $4,797 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
CT Mortgage Correspondent Lender License 15524