4904 38TH WAY S, #514, St. Petersburg, FL, 33711 | $425,000

One or more photo(s) has been virtually staged. This is it—the one you’ve been waiting for! Welcome to your dream home in the heart of the vibrant Skyway Marina District. This beautifully UPDATED TOP-FLOOR END UNIT boasts 3 spacious bedrooms, 2 baths, and 1, 500 square feet of light-filled living space with STUNNING PANORAMIC WATER VIEWS.
Start your mornings with breathtaking sunrises and unwind in the evenings with colorful sunsets from your expansive 28 LINEAR-FOOT BALCONY, where you can watch boats and yachts gracefully pass by. Designed for both comfort and functionality, the OPEN SPLIT-BEDROOM FLOOR PLAN provides ample space and privacy, making it ideal for entertaining or relaxing.
The chef-inspired kitchen overlooks the living and dining areas and features GRANITE COUNTERTOPS, GENEROUS CABINET SPACE, and BAR SEATING for four or more—perfect for casual meals or hosting friends. The primary suite offers a tranquil retreat with a WALK-IN CLOSET, an additional in-room closet, and a luxurious EN-SUITE BATH complete with dual sinks and a walk-in shower.
Wake up to water views—two of the bedrooms feature sliding glass doors opening directly onto the balcony, offering direct access for your morning coffee or evening breeze. For added convenience, enjoy an IN-UNIT FULL-SIZE WASHER AND DRYER, split AC system/2 units to customize your AC control, 2 separate elevators that service this unit/bldg and storm-rated windows installed in 2022 for peace of mind.
Residents of The Moorings of Maximo enjoy resort-style amenities including a newly renovated temperature-controlled saltwater pool, tennis and pickleball courts, dog park, saunas, clubhouse (under renovations), shuffleboard, kayak storage, bike racks, car wash, and over 400 feet of dock space where you can park or launch your boat. The community is pet-friendly and surrounded by lush tropical landscaping.
Condo fees cover internet, cable, water, sewer, trash, exterior building insurance, reserves, pest control and on-site management—leaving you more time to enjoy the Florida lifestyle. Required milestone reports completed and available with no need for special assessments.
Located just minutes from award-winning beaches, vibrant downtown St. Pete, Eckerd College, USF, and I-275, this home offers unparalleled convenience. Walk to the nearby Tiki Docks restaurant or Maximo Marina, which has recently undergone a multimillion-dollar renovation offering wet/dry slips and day dockage. Outdoor lovers will appreciate easy access to the Skyway Trail, connecting you to St. Pete Beach, Fort DeSoto, Gulfport, and the Pinellas Trail.
Live every day like you’re on vacation—schedule your private tour today and experience Florida coastal living at its finest!

Features

  • Elevator: Y
  • Heating: Central
  • Cooling: Central Air
  • Levels: 1
  • Amenities: Clubhouse, Elevator(s), Pickleball Court(s), Pool, Sauna, Shuffleboard Court, Tennis Court(s)
  • Rooms: 4
  • Bedrooms: 3
  • Baths: 2 full
  • Laundry: Inside
  • Complex: MOORINGS OF MAXIMO CONDO
  • Year Built: 1973
  • Approx Sq. Feet: 1,500
  • Acreage: 6
  • Est. Taxes: $6,639
  • Condo Fee: $1,094 Monthly
  • View: Water
  • Pet Policy: Cats OK, Dogs OK
  • Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
  • MLS#: TB8386399
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /prop/TB8386399/490438thways_stpetersburg_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/19/2025 7:32:13 AM)
Listing courtesy of Coldwell Banker Realty   Phone: 813-286-6563

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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Our Insurance Division:

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4904 38TH WAY S, #514, St. Petersburg, FL, 33711

$425,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $340,000 $340,000 $340,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.500% 6.875% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.083% 7.063% 6.152%
Monthly Tax Payment $553 $553 $553
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,149 $2,234 $2,846
Total Monthly Payment $2,777 $2,862 $3,474

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.