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This 3-bedroom, 2-bath concrete block pool home in the heart of Pinellas Pointe offers comfort, character, and convenience—just three streets from the water and only 1. 2 miles from Maximo Park with boat ramps, boardwalks, shaded picnic areas, and beautiful waterfront views. Inside, you’ll find a bright and spacious kitchen with granite countertops, soft-close cabinets, a glass cooktop with overhead vent, a large pantry, a lazy Susan corner cabinet, and new low-profile ceiling fans and lighting. The kitchen also includes an air fryer oven, dishwasher, and refrigerator—all just two years old. All appliances stay, except for the older side-by-side fridge on the porch. Terrazzo floors run throughout the home, and a 16-foot glass slider opens to a screened-in fiberglass pool that was resurfaced six years ago. The primary suite offers direct pool access and features grab bars in the private bathroom. Each bedroom includes a standard closet, with additional storage found in the coat and linen closets. The home was replumbed with new PVC piping about six years ago, and the HVAC system, including ductwork, was replaced five years ago. Pocket doors add functionality. The roof is approximately ten years old, and the sprinkler system, which runs on well water, has a motor that was replaced about eight years ago. The average monthly water/sewer/trash bill is around $182, and thanks to the owned solar panel system, the April electric bill was just $161. Most of the windows are impact-rated, except for the bay window in the kitchen and the bathroom windows. The oversized two-car garage includes overhead storage and a side door for easy access. A shed in the backyard provides even more storage. This home is full of useful upgrades and is perfectly located for enjoying the best of Florida living—schedule your showing today!
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $440,000 | $440,000 | $440,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.990% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.160% | 7.154% | 6.172% |
Monthly Tax Payment | $112 | $112 | $112 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,854 | $2,924 | $3,683 |
Total Monthly Payment | $3,058 | $3,128 | $3,887 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.