3650 LAKE TOHOPEKALIGA ROAD, St. Cloud, FL, 34772 | $3,785,500

Quite Possibly the BEST LAKEFRONT LOT available in Osceola County, offering 11. 3 Acres on Lake Tohopekaliga! The lake covers approximately 20, 000 Acres and is about 42 miles in circumference, making ”Big” Lake Tohopekaliga the largest lake in Osceola County and one of the largest lakes in Florida! It boasts some of the best bass fishing in the country - in fact hosting the BassMasters’ tournament and consistently producing record breaking catches. This unique property has 480 linear feet of frontage on “Lake Toho, ” beautiful, mature oaks, cleared land, and is currently being used as agricultural - pastureland for cattle. Zoning is Mixed Use, making this particular parcel prime for many types of development ideas. The chain of lakes it is part of includes Lake Tohopekaliga, East Lake Tohopekaliga, Lake Cypress, and Lake Hatchineha, along with other smaller lakes that provide a unique, extensive waterway for a great day of fun on the water. As a bonus, there is an old farm house on the property, with 4 bedrooms and 1 and 1/2 bathrooms, a carport and a shed. Though it is an older home, some of the big items have been replaced in recent years, such as the New Metal Roof in 2011, New Septic in 2005, (cleaned in Feb this year), New Hot Water Heater 2013, and Re-Plumbed in 2007. For the right person, this could be updated to an amazing piece of the local history, or, you might want to live in it while you build your new dream home. There are screened porches upstairs and downstairs, that wrap the front of the home, where you can enjoy the amazing lake view, while relaxing on a rocking chair with your beverage of choice, watching deer, turkey, sandhill cranes, fox squirrels, and of course, if you choose, cattle and horses. The old fashioned “shotgun” style of the home takes full advantage of the breeze off the lake, and provides a flow of nice air through the house. This is a most unique and beautiful property with so many possibilities, that will no doubt prove to be a wise investment in the future.

Features

  • Lot Size: 448 x 1031 x 473 x 1187
  • Lot Desc: Cleared, In County, Level, Oversized Lot, Pasture, Zoned for Horses
  • MLS#: O6300429
  • Days on Market: 30 days
  • Website: https://www.raveis.com
    /prop/O6300429/3650laketohopekaligaroad_stcloud_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/17/2025 3:17:09 PM)
Listing courtesy of WEICHERT REALTORS HALLMARK PRO   Phone: 407-891-1220

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NMLS Mortgage Loan Originator ID 16953

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3650 LAKE TOHOPEKALIGA ROAD, St. Cloud, FL, 34772

$3,785,500

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $3,028,400 $3,028,400 $3,028,400
Term 360 months 360 months 180 months
Initial Interest Rate** 6.250% 6.625% 6.500%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.911% 6.739% 6.686%
Monthly Tax Payment N/A N/A N/A
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $18,646 $19,391 $26,381
Total Monthly Payment $18,771 $19,516 $26,506

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.