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You have been patiently waiting for this amazing home purchase ON THE LAKE with your OWN PRIVATE DOCK opportunity in the fantastic and extremely sought-after Chickasaw Point gated golf community where you have tons of amenities, amazing neighbors that become immediate best friends and so much more! . . . . 345 Oconee Avenue has incredible views and is a dream come true in that it is a four bedroom with three full baths home with multiple flex rooms, an open floor plan, two sun rooms to include a Four-Season room, and attached two car side-entry garage, a huge rocking chair front porch, multiple rear entertainment and grilling areas to include a large rear deck, vaulted ceilings, master bedroom on the main level, a permanent Generac generator already installed, cul-de-sac location, updates throughout and so much more! This floorplan is family friendly and entertainment friendly with an open concept throughout, three bedrooms and two full baths on the main level with one or two additional bedrooms and a full bathroom in finished basement that has full daylight and flex rooms as well as direct access to the large four season recently added sunroom with direct access to rear yard and a smooth gentle walk down your concrete serpentine walkway to the newly updated private dock with covered boat storage complete with a metal roof system, sliding dock, located in a quiet cove with incredible water depth for ease to and from your private dock. The kitchen has a large island and an additional raised bar, subway tiled backsplash, gas range, icemaker, additional bar area, and even a fireplace with ventless logs! The kitchen is open to both the formal dining room, as well as the heart of the home which is the large sunroom with incredible water views! The sunroom also has direct access to the large grilling deck that enjoys those same fantastic views! The master bedroom suite is on the main level and comes with a large walk-in closet, a vaulted ceiling, double vanities with a soaking tub and a walk-in shower! There are two additional bedrooms on the main level which share a full bath complete with second laundry area as well. The lower level of this home has recently been updated and comes with a true private guest suite and walk-in closet, a year-round sunroom directly off the large flex room, and additional bedroom option if needed or bunk room to include a true laundry room with additional storage for extra refrigerator, etc. Additional features of this home are beautiful oak hardwood floors, a new water heater, other updates throughout, two laundry rooms, an attached two car garage with additional storage space, Ā lower level tiled screened and glass porch area, the list goes on and on! It is almost impossible get in a gated community such as this on the lake with your very own PRIVATE dock with good water under $1 million. This one is priced at $825, 000 so come and see for yourself today and be prepared to fall in love with your new lake house!
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $660,000 | $660,000 | $660,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.250% | 6.750% | 6.500% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.712% | 6.852% | 6.686% |
Monthly Tax Payment | $111 | $111 | $111 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,064 | $4,281 | $5,749 |
Total Monthly Payment | $4,266 | $4,483 | $5,951 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.