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Timeless charm meets comfort and convenience on this well-maintained single level home, ideally situated in Elwyn Park, One of Portsmouth's most beloved neighborhoods, just steps from the Urban Forest and a short drive to beautiful local beaches. This well maintained home blends vintage character with modern upgrades and potential . Enjoy a thoughtful layout that offers easy one- floor living, generous light -filled living areas, cozy fireplace and large windows. The home has hardwood throughout with three spacious bedrooms with ample closet space for convenience. The kitchen , dinning and three season porch are seamlessly connected by large sliding doors to make entertainment easy and integrated. The full basement offers excellent potential for expansion, whether you envision a home office, guest suite or a creative retreat –with a worry free brand new Buderus Furnace . The gas fireplace allows you to enjoy cozy winters while central air conditioner ensure comfortable summers. The 2 car garage and manageable yards add practicality and charm. Don’t miss this rare opportunity to be a part of tis lovely community. showings begin Monday 05/19/2025
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $599,200 | $599,200 | $599,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.083% | 7.063% | 6.152% |
Monthly Tax Payment | $600 | $600 | $600 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,787 | $3,936 | $5,016 |
Total Monthly Payment | $4,479 | $4,628 | $5,708 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.