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34 Dereef Court is located steps from beautiful Shiloh Park, a wonderful retreat in the heart of Radcliffeborough in downtown Charleston. The main floor of this newer construction duplex has an open living area, with an inviting kitchen with island seating for 5, stone countertops, tile backsplash and stainless steel appliances and a walk-in pantry with storage. There is a half bath as well. 2 spacious bedrooms occupy the second level and share a large hall bathroom. There is a laundry area on this level as well. The spacious primary ensuite spans the entire 3rd floor, with a huge walk-in closet, dual vanity sinks with granite countertops and a walk-in frameless shower. 2 dedicated parking spaces are on the property and additional street parking is available through the City ofCharleston. Whether you're seeking an opportunity which is highly rentable, a Charleston pied-a-terre or a primary residence, this home offers unparalleled access to all that downtown Charleston has to offer as it's perfectly situated within walking distance of the world-class dining, shopping and entertainment of King Street, the College of Charleston, and MUSC. Don't miss out on this rare opportunity to own a stunning home in one of Charleston's most sought-after neighborhoods!
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Our Executive Mortgage Banker:
Our Insurance Division:
$985,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $788,000 | $788,000 | $788,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.250% | 6.625% | 6.500% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.911% | 6.739% | 6.686% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,852 | $5,046 | $6,864 |
Total Monthly Payment | $4,944 | $5,138 | $6,956 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.