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One or more photo(s) has been virtually staged. Welcome home to the highly-sought after Hernando Beach community. It’s a lifestyle! This COMPLETELY REMODELED 2 bed, 2 bath, split floor plan home has direct access to the Gulf. Owner’s Pride shows throughout! Listed below appraised market value! Located on a corner lot with an undeveloped lot beside it nestled at the end of a waterway located on a deep water canal on DeSoto Bay. No worries about wakes damaging your boat or floating dock with approx 80ft waterfront with seawall. This home was made for relaxation and making memories, whether fishing, boating, scalloping or kayaking this is where you need to be in Hernando Beach! It is an Anglers paradise! Complete with fenced back yard, concrete patio, outdoor fire pit, concrete picnic table and screened lanai. NEW Shaker hardwood cabinets in kitchen and baths with soft close hinges and drawers, NEW 4 piece Fridgedaire stainless appliances, NEW “sparkling white” granite countertops in kitchen and bath, NEW LVP in bedrooms, NEW ceiling fans and light fixtures throughout, NEW Stainless steel undermount kitchen sink, NEW undermount vanity sinks, NEW tile in primary shower and guest bath/ shower combo, NEW accent mirrors in both baths, NEW brushed nickel cabinetry hardware, NEW ADA elongated toilets, NEW interior insulation, NEW sheetrock up to 4’, Interior freshly painted, NEW baseboards, NEW interior doors and closet doors, pocket door. Roof 2025. AC 2024. Water heater approx 7 years. NO carpet, NO HOA required (voluntary property owners assoc), NO CDD. Large driveway fits 3 full size vehicles. Flood insurance is transferable. Just minutes away from Hwy 19, which provides a quick and direct route to Tampa and St. Pete, allowing for effortless commuting including to Tampa International Airport. Enjoy nearby shopping, dining, and entertainment options, with numerous retail centers and restaurants within a short drive. Don't miss this rare opportunity to own a piece of Florida paradise in quaint Hernando Beach, Florida. No restrictions for vacation rentals making it a fabulous investment property. Schedule your private showing today and experience Florida living at it’s finest: on the water! It’s a lifestyle!
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Our Executive Mortgage Banker:
Our Insurance Division:
$470,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $376,000 | $376,000 | $376,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.083% | 7.063% | 6.152% |
Monthly Tax Payment | $224 | $224 | $224 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,377 | $2,470 | $3,148 |
Total Monthly Payment | $2,676 | $2,769 | $3,447 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.