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Beautiful 3/2/2 with a bonus room, 1562sf, open, split floorplan home that backs up to nature in a quiet, well kept community situated in Lake Suzy, which is located on the southern boarder of DeSoto and northern boarder of Charlotte Counties. This community is comprised of several types of living styles. . . There is a private airpark community, and condos', villa's, single family home communities around several lakes on both sides of Kings Highway. There is a private Christian elementary school, private golf course that is owned by SunSeeker Resort, and a great walking path around this unique neighborhood. The path is from the previous, larger golf course. The neighbors maintain the greens along the path and enjoy using it for golf practice. Close to I75, and several main roads for easy access to neighboring towns, such as, Arcadia, Port Charlotte, Punta Gorda, North Port, and Englewood, for anything from equestrian, antiquing, boating, fishing, beaches, walking/riding paths, parks, shopping, restaurants, and enjoy many small town events. This lovely home has updated LVP throughout, A/C was replaced in 2022, roof was replaced in 2025, recently painted interior and exterior. It's located in an X flood zone (no flood insurance is required by mortgage co. ) and has hurricane shutters for peace of mind. This home lives light and bright with an open floor plan allowing natural light from 3 sides in the main living area and many great features throughout. This community has an HOA that covers lawn maintenance and irrigation, trimming of bushes, maintains flower beds, treats for weeds, exterior pest control, and a management company that allows you flexibility to come and go. The curtain in the 3rd bedroom and chandelier in the primary bedroom do not convey. The exhaust fan and dishwasher are not being replaced. It is being sold "as is", as it reflects in the listing price. It is a beautiful home in a wonderful area! Make an appointment to see this little gem.
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Our Executive Mortgage Banker:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $199,920 | $199,920 | $199,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.625% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.159% | 7.166% | 6.268% |
Monthly Tax Payment | $136 | $136 | $136 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,280 | $1,329 | $1,686 |
Total Monthly Payment | $1,491 | $1,540 | $1,897 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.