1948 CITRUS HILL LANE, Palm Harbor, FL, 34683 | $429,900

Welcome to this beautifully refreshed 3-bedroom, 2-bathroom home in the sought-after Beacon Groves neighborhood of Palm Harbor. With a 2016 roof and a brand-new 2025 AC system, this home offers both modern comfort and peace of mind right from the start. Step inside to a bright, open floor plan filled with tasteful details and thoughtful design. The living room features a handcrafted wood accent wall, adding warmth, texture, and a custom designer touch to the heart of the home. At the center of the home, the modern kitchen impresses with a large white quartz island featuring dramatic waterfall edges, a matching quartz backsplash, and brand-new stainless steel appliances—perfect for cooking, entertaining, or casual everyday living. Additional highlights include luxury vinyl plank flooring throughout, fresh interior and exterior paint, and all-new plumbing and electrical fixtures for a clean, contemporary feel. Both bathrooms have been beautifully refreshed with contemporary tilework, new vanities, and stylish vanity tops that complement the home’s overall aesthetic. Out back, enjoy a fully screened-in porch that opens to an attached deck—ideal for grilling, relaxing, or hosting at the back of the property. A spacious two-car garage offers plenty of room for vehicles, storage, or your next project. This Palm Harbor gem is conveniently located near schools, shopping, dining, and just a short drive from the Gulf Coast’s beautiful beaches. Enjoy easy access to the Tarpon Springs Sponge Docks, Fred Howard Park, and still be relatively close to Clearwater Beach. Schedule your private showing today—this move-in-ready home won’t last!

Features

  • Rooms: 3
  • Bedrooms: 3
  • Baths: 2 full
  • Lot Size: 60 x 105
  • Laundry: Electric Dryer Hookup, In Garage, Washer Hookup
  • Year Built: 1981
  • Garage: 2-car
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 1,413
  • Acreage: 0.14
  • Lot Size: 60 x 105
  • Est. Taxes: $5,715
  • Elem. School: Sutherland Elementary-PN
  • Middle School: Palm Harbor Middle-PN
  • High School: Palm Harbor Univ High-PN
  • Appliances: Dishwasher, Electric Water Heater, Microwave, Range, Refrigerator, Wine Refrigerator
  • MLS#: TB8387147
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /prop/TB8387147/1948citrushilllane_palmharbor_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/18/2025 7:47:09 AM)
Listing courtesy of LPT Realty   Phone: 877-366-2213

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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1948 CITRUS HILL LANE, Palm Harbor, FL, 34683

$429,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $343,920 $343,920 $343,920
Term 360 months 360 months 180 months
Initial Interest Rate** 6.500% 6.875% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.083% 7.063% 6.152%
Monthly Tax Payment $476 $476 $476
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,174 $2,259 $2,879
Total Monthly Payment $2,725 $2,810 $3,430

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.