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Welcome to 46 Faith Drive! As you approach the property, you will notice the brick walkway and hard-scape steps at the front entry, providing a warm and inviting welcome. Upon entering, you are greeted by an open and bright foyer. This delightful residence features an updated, spacious kitchen with granite countertops, stainless steel appliances, and hardwood floors. The expansive family room is well-lit and features a wood-burning fireplace and custom mantel, ideal for those colder evenings. Enjoy a pleasant dinner with friends in the formal dining room, complete with hardwood flooring and wainscoting. Making your way to the second level, there are three sunlit bedrooms with generous closet space. The primary en-suite includes a ¾ bath and a generously sized walk-in closet. Do you work from home? You will enjoy the office/den also on second level. Additional living space is provided in the finished basement, which includes a walk-out slider to a beautiful patio overlooking a wooded setting. The outdoor yard is fenced, offering privacy and a wonderful area to relax on the deck. The property is conveniently located near schools, parks, shopping centers, and major routes. This house is the perfect blend of comfort and convenience, featuring tasteful updates and ready to be called Home. Open House is on Saturday 5/17 from 11: 30-1: 30 and Sunday 5/18 from 1-3pm!
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
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Loan Amount | $559,200 | $559,200 | $559,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.083% | 7.063% | 6.152% |
Monthly Tax Payment | $885 | $885 | $885 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,535 | $3,674 | $4,681 |
Total Monthly Payment | $4,512 | $4,651 | $5,658 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.