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Welcome to this vintage chalet with deeded access to desirable Lake Ossipee Village Beach Club! Relish in the warmth of knotty pine ceilings and exposed beams throughout this home. You'll enjoy the ease of open concept/first floor living with a kitchen, dining/living room, one bedroom and one bath on the main level. Upstairs you'll find a charming, oversized loft with an office area and additional sleeping space. The finished, spacious basement has another bedroom, an area designated for the washer and dryer, with plenty of room left over for hobbies, storage, etc. Access the large two-sided deck from the living/dining sliders or from front door area. This property offers almost a full acre of beauty and usability. With a large electrified shed, you have even more room to store your seasonal items. Located in the low tax town of Freedom, you will have easy access to all the nearby summer and winter activities -- including one of the premier private shared beaches on Ossipee Lake for a small annual fee. King Pine Ski Area is less than 15 minutes away and great outlet shopping in North Conway is about a 25 minute drive. This home comes with "most" everything you see in the pictures. This lovely property awaits its new owners to add their personal touches and make this their permanent home or special vacation getaway!
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $324,000 | $324,000 | $324,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.083% | 7.063% | 6.152% |
Monthly Tax Payment | $209 | $209 | $209 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,048 | $2,128 | $2,712 |
Total Monthly Payment | $2,332 | $2,412 | $2,996 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.