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Welcome to your dream home within the gated 50+ community of Victoria Gardens! This stunning Shea-built “Morning Glory” model, meticulously maintained is move-in ready. From the moment you arrive, the charming covered front porch and spacious entryway invite you into your private oasis. This 2-bedroom, 2-bath, home with a Study and versatile bonus flex room offers an open-concept design that’s perfect for entertaining. The oversized kitchen is a chef’s delight, featuring a large island, refrigerator, and gas stove, along with a microwave and dishwasher, Maple cabinets with crown molding, pull-out shelves, and pull-out trash in the bottom cabinets, granite countertops, and walk-in pantry. You will enjoy an abundance of natural light from large DOUBLE PANE windows w Plantation Blinds. Wood flooring, carpet in bedrooms, One of the standout features of this model is the unique "Smart Room" - a multipurpose space that serves as an office, craft room, and laundry room all in one complete with cabinets for extra storage and washer and gas dryer. Newer A/C. Extra 6 feet added to the depth of the garage. The spacious master suite is a true retreat, featuring ~ Dual vanities with granite countertops ~ Large walk-in shower with built-in bench ~ Private water closet ~ Generously sized walk-in closet for ultimate organization. Step outside to your screened-in lanai, where you can relax in comfort while enjoying Natural Gas Fireplace during the winter months, beautifully landscaped, backyard, the perfect place for morning coffee or an evening unwind. Additional features include RADIANT BARRIER in the attic space. All appliances remain w the home. HOA covers total lawn care, hi-speed internet, HD Cable TV, irrigation water for grass, Two gated entrances. The public 18 hole Golf course is just across the street. You'll have Private access to the Newly Renovated Clubhouse with heated resort-style pool, fitness center, jacuzzi, ballroom, billiards room, restaurant and bar, craft room, library, game rooms, lighted tennis & pickleball courts, and miles of nature trails. Minutes to the Quaint, Historical downtown Deland voted BEST MAIN STREET, Southern Charm, Blocks of culture, Boutiques, Fine Dining, Brewery, Wine Bars, and Home to Stetson University. Only a short drive to the beautiful beaches of the east coast! Minutes to PUBLIX, ALDI, Starbucks, and Chick-fil-a to name a few. Located across from the Village Center, Advent Health Medical Park facilities, Transportation, and I-4. Appointment Only.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$439,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $351,200 | $351,200 | $351,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.625% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.159% | 7.166% | 6.268% |
Monthly Tax Payment | $296 | $296 | $296 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,249 | $2,334 | $2,962 |
Total Monthly Payment | $2,620 | $2,705 | $3,333 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.