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Spacious, updated, and with NO HOA -- we can't wait to welcome you to 122 Mellard Drive. This 4-bedroom, 3. 5-bath home offers over 2, 700 square feet of beautiful living space in a quiet neighborhood that's just minutes from shops, restaurants, and everyday conveniences. Inside, you'll find new LVP flooring throughout much of the home and a layout that gives everyone room to enjoy their own spacious bedrooms. Speaking of space, not only does this home include one primary suite but an additional suite above the garage is complete with a bedroom and full bath, making it ideal for guests, an office, or even a rental. The open kitchen and living areas flow seamlessly into a bright enclosed sunroom -- the perfect spot for coffee in the morning or winding downat the end of the day. Step outside and you'll find what truly sets this home apart: a large, private backyard with a brick fireplace, patio, and plenty of room to entertain, garden, or just enjoy the Lowcountry evenings. Major updates have already been taken care of, including a new roof and HVAC system within the past five years. A spacious driveway offers plenty of parking for family and guests. The neighborhood includes a playground and the City of Hanahan's 53-acre ''Hawks Nest'' park is within a mile, soon to be connected by city trails on Foster Creek Road. With thoughtful upgrades, ample space, and a standout outdoor setting, this home is one you don't want to miss.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $364,000 | $364,000 | $364,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.083% | 7.063% | 6.152% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,301 | $2,391 | $3,047 |
Total Monthly Payment | $2,376 | $2,466 | $3,122 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.