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Independence! Relax in the sparkling POOL with raised heated spa ** NEW pool pump and NEW electric pool heater 2022 ** Perfect private backyard retreat with covered patio, screened lanai, fenced backyard and pool ** Pool has automation, iaqualink remote access and lighting ** Serene partial pond views from the front patio ** NEW ROOF 10/2022 *** NEW AC & AIR HANDLER upstairs 2024, NEW hot water heater 2023 ** Kitchen with newly painted white cabinets, gold cabinet pulls, breakfast bar and walk in pantry ** Refrigerator, dishwasher, washer and dryer in 2022 ** Master bedroom has two walk in closets and the master bath offers a garden tub, dual sinks plus a separate shower ** Separate formal dining room or living room ** 1st floor 4th bedroom or den with a closet ** NEST thermostat ** First floor has ceramic tile flooring in the main rooms and wet areas ** All bedrooms have newer Carpeting+/-5 yrs and ceiling fans ** Full security system with closed circuity security camera system, motion sensors, RING camera doorbell & fire alarm system ** HOA incl cable and internet & amazing community amenities including 2 community pools, play areas, a lg community park, 2 dog parks, tennis & basketball courts, main clubhouse w arcade, fitness & 2nd clubhouse both w fitness rm & billiards, 10' walking/biking path thru-out Independence, 2 private boat ramps & community events thru-out the year * 429 entrance approx. about 1 mile from back of Independence as well as new restaurants and stores *** Orange County Appraiser records are incorrect-Home is 4 bedrooms and 2. 5 baths ** All room measurements are from bldr flr plan. Buyer to verify measurements.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$650,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $520,000 | $520,000 | $520,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.083% | 7.063% | 6.152% |
Monthly Tax Payment | $432 | $432 | $432 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,287 | $3,416 | $4,353 |
Total Monthly Payment | $3,811 | $3,940 | $4,877 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.