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This beautifully updated 3-bedroom home is nestled on nearly 3/4 acre on a quaint neighborhood cul-de-sac in the heart of East Lyme, a picturesque place for evening strolls & peaceful mornings on the front porch. Inside, the large living room featuring a sunny picture window, leads to the family room complete with a whitewashed fireplace & a bay window, offering a cozy spot to unwind. The new remodeled kitchen is the ideal place to gather, with a spacious island, crisp white cabinets, gleaming granite counters, stainless-steel appliances & even an inviting breakfast nook. The adjacent slider opens to the freshly painted back deck overlooking the expansive, lush, green lawn & above-ground pool, perfect for entertaining. 2 full bathrooms-1 with a spa-like shower, the other with a new tub-have been tastefully redone, including new stylish vanities. New luxury vinyl flooring, beautifully refinished hardwood floors & new lighting boast modern charm throughout. This home truly has it all & offers peace of mind with a generator & many updates: fresh paint throughout, a new front door, recent electrical updates & generator hookup, septic recently pumped, 2015 roof, 2008 Buderus boiler & oil tank, March 2025 termite treatment (NO live insects or damage were found) & 2020 the garage floor was replaced & garage rear foundation wall professionally repaired per a structural engineer's recommendations. This is more than just a house-it's a home to live, grow & make memories for a lifetime. Located right down the road from Cedar Ridge Golf Course, East Lyme schools, restaurants, grocery stores (including Costco), pharmacies, gas stations, Latimer Brook, Pattagansett Lake boat launch, hiking trails, and I-95, I-395, and Route 1 for an easy commute! Less than 6 miles to all downtown Niantic has to offer, from multiple beaches and parks to the boardwalk, restaurants, and more!
Type | Description | Level |
---|---|---|
Bedroom 1 | Ceiling Fan,Hardwood Floor | Upper |
Bedroom 2 | Ceiling Fan,Hardwood Floor | Upper |
Dining Room | Hardwood Floor | Main |
Family Room | Bay/Bow Window,Fireplace,Hardwood Floor | Main |
Full Bath | Remodeled,Full Bath,Tub w/Shower,Vinyl Floor | Main |
Full Bath | Full Bath,Stall Shower,Tile Floor | Upper |
Kitchen | Remodeled,Breakfast Nook,Granite Counters,Island,Sliders,Vinyl Floor | Main |
Living Room | Hardwood Floor | Main |
Primary Bedroom | Ceiling Fan,Hardwood Floor | Upper |
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William Raveis Real Estate
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William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $416,000 | $416,000 | $416,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.625% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.109% | 7.166% | 6.268% |
Monthly Tax Payment | $507 | $507 | $507 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,664 | $2,765 | $3,508 |
Total Monthly Payment | $3,263 | $3,364 | $4,107 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.