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Charming One-Owner Home in Sought-After Land O' Pines - Character, Space & Lake Community Living!Welcome to this beautifully maintained custom brick colonial, nestled on a quiet cul-de-sac in the desirable Land O' Pines neighborhood of Pinopolis--a peaceful peninsula on Lake Moultrie, just minutes from downtown Moncks Corner and a short drive to Summerville. This spacious, one-owner home sits on a generous, fenced-in lot shaded by a stately oak tree. A long driveway leads to a rear-entry 2-car garage and an additional detached 1-car garage with a workshop--ideal for hobbies, storage, or extra parking. Step inside to discover timeless Southern charm, with original hardwood floors throughout the main level and classic parquet flooring in the welcoming foyer. The traditional floor plan offers elegant formal living and dining rooms, with French doors that open to the private backyardperfect for entertaining or relaxing evenings at home. The living room features a cozy brick fireplace and provides access to a large finished room over the garage, complete with a pool table and ample storageideal as a game room, bonus space, or guest retreat. At the back of the home, the kitchen is both functional and inviting, offering plenty of cabinetry, a built-in buffet, and a cheerful breakfast nook with its own set of French doors leading outside. Upstairs, you'll find four spacious bedrooms, including a generously sized owner's suite with four closets, a double-sink vanity, and a private water closet. All bedrooms feature durable wood-style flooring and lots of natural light. This home is full of character and ready for your personal touchmove right in and start enjoying life in this charming lakeside community. Community has Lake Moultrie access for small boats and a public marina on the peninsula is perfect for larger boats. No HOA means you can bring your boat and RV and park them in your yard.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $340,000 | $340,000 | $340,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.083% | 7.063% | 6.152% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,149 | $2,234 | $2,846 |
Total Monthly Payment | $2,224 | $2,309 | $2,921 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.