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DEEDED BEACH RIGHTS to one of the longest private beaches in Madison and that is just the beginning of the many coveted aspects of this modernized 4 bedroom, 2 bathroom ranch located in the shoreline community on Neck Rd at Hartford Ave. Single level living with beautiful, lush greenery surrounds you with privacy. Enjoy your own personal forest from the newly added deck or from the 4-season sunroom. A large galley kitchen with eat-in space has been beautifully updated with a bar area, Silestone countertops, backsplash, French made undermount 31-inch sink and a GE Cafe dual fuel range with double ovens, perfect for creative menus and entertaining ahead. A thoughtfully designed primary wing was added in 2019, where serenity awaits you. Enjoy the spa-like bathroom with double shower-heads, a dressing and vanity area and custom walk-in closet. Then relax in the spacious bedroom that boasts a cathedral ceiling, large windows and peaceful sights and sounds of nature. The three remaining bedrooms have ample closet space with easy access to the second bathroom nestled in between. A charming living room welcomes you in with a newly designed fireplace, original hardwood floors and abundant natural light emanating from the gorgeous bow window. The exterior of the house offers many amenities and conveniences such as a back-up generator, newly installed rain gutters, automatic sprinkler system, security cameras, and a lawn that will make your neighbors green with envy. And if that isn't enough a 140-sq-foot shed equipped with electrical power and a work bench sits on the . 75 acre property. Park your car in the attached garage equipped with plenty of organizational space for tools, water toys and much more. With only two owners since the property was built, this home has been meticulously nurtured. Now grab your kayak and flip flops and get ready to walk just 8 houses down to your slice of heaven on The Long Island Sound.
Type | Description | Level |
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Bedroom 1 | Skylight,Wall/Wall Carpet,Hardwood Floor | Main |
Bedroom 2 | Wall/Wall Carpet,Hardwood Floor | Main |
Bedroom 3 | Remodeled,Wall/Wall Carpet,Hardwood Floor | Main |
Living Room | Bay/Bow Window,Fireplace,Hardwood Floor | Main |
Primary Bedroom | Cathedral Ceiling,Dressing Room,Full Bath,Walk-In Closet,Wall/Wall Carpet | Main |
Sun Room | Dining Area,Hardwood Floor | Main |
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker / Production Manager
William Raveis Mortgage, LLC
Phone: 203.305.5736
Kevin.DeTullio@Raveis.com
NMLS Mortgage Loan Originator ID 1724767
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $740,000 | $740,000 | $740,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.625% | 6.625% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.663% | 6.739% | 6.309% |
Monthly Tax Payment | $991 | $991 | $991 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,260 | $4,738 | $6,295 |
Total Monthly Payment | $5,343 | $5,821 | $7,378 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.