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On perhaps the prettiest and most private street in Sand Hill Cove sits this lovingly cared for home owned by three generations of the same family offering beautiful views of the bird sanctuary, Roger Wheeler Beach and the ocean beyond. On the first level you will find a full 864 sq. ft. IN-LAW APARTMENT with kitchen, dining and living rooms, bedroom, full bath, laundry room, and a delightful screened porch to enjoy the splendor of outdoors. The upper level has windows on almost every wall bringing in natural light and the warmth of the sun. You can sit in the living room and watch the Block Island Ferry going to and from Galilee, or watch the myriad of birds flying by who make their home in the adjacent sanctuary. This level has its own screened porch for watching the sunsets over the sparkling water or drinking your morning coffee at the waking of nature around you. Two bedrooms (one oversized) and two full baths grace this level along with an office, kitchen, dining and living rooms, laundry area.
This lovely home is waiting for its new owner to make it their own for year round living, summer enjoyment or both. . . . come to see what peaceful beach living is all about and create your own generational memories!
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $959,200 | $959,200 | $959,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.750% | 6.625% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.712% | 6.739% | 6.435% |
Monthly Tax Payment | $459 | $459 | $459 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $5,598 | $6,142 | $8,224 |
Total Monthly Payment | $6,182 | $6,726 | $8,808 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.